2012年12月大学英语四级作文真题及答案【作文一】Directions: For this part, you are allowed 30 minutes to write A Letter Applying for a Bank Loan. You should write at least 120 words following the outline given below in Chinese。1. 你的基本情况your basic information12. 你申请贷款的原因、数额及用途you reason for the loan, the amount and purpose3. 你如何保证专款专用以及你的还款打算2012年12月英语四级作文范文高分版（沪江）考试采取“多题多卷”模式，试题顺序不统一，请依据试题进行核对。 Education PaysAs is shown in the table, the unemployment rate decreases steadily as the education level increases. The fact revealed by the statistics is obvious: graduates with a degree are less likely to be unemployed.What has brought about this effect? I believe there are three main reasons. To begin with, the education level is still the top factor that employers would take into account when selecting job candidates. It is believed that people with a college degree tend to be more intelligent and qualified. In addition, as a result of good learning habit formed during college, job hunters with high education background are also more efficient in acquiring and processing job hunting information. Finally, college education equips graduates with specialized skills, leading to greater attachment to the company they are employed and higher possibility to be reemployed even if they leave their previous company.In conclusion, it is the qualifications, learning habit and specialized skills that high education equip a graduate that make one distinctive in labor market.