学术英语 管理,Academic English for Business,9,Personal Finances The focus of this unit is on the person; more specifically, on how to manage personal finances. Indeed the three texts of this unit seem to suggest that the key to successful personal finances lies more in the person than in the money matter. Read the texts and see what successful personal finances require of the person.,Unit 9 Personal Finances,Lead in Text A Text B Text C Researching Listening Speaking Writing,Unit Contents,Unit 9 Personal Finances,Lead-in,Activity,Unit 9 Personal Finances,Lead-in,Activity,1 What are the three things that you ever regret buying? Why? 2 What advice can you give about impulse buying?,Work in groups of 3-4 and exchange your views on the following questions,Now read Text A to see what suggestions the author has offered.,Text A, Critical thinking and reading Overview Points for Discussion, Language building-up Specialized vocabulary Signpost language Formal English,Want vs. Needs: Managing Your Personal Surplus,Unit 9 Personal Finances,Unit 9 Personal Finances,Text A,Overview,Complete the tree diagram to recap the writers suggestions on how to manage personal finances.,Read through the text and look for the key words that exist in the tree diagram.,Tip,Critical reading and thinking,Unit 9 Personal Finances,Text A,Overview,Critical reading and thinking,essentials,impulsive,thirty,deals,decision-making,Unit 9 Personal Finances,Points for discussion,Text A,Critical reading and thinking,Fill in the following forms according your monthly income and expenses.,Unit 9 Personal Finances,Points for discussion,Text A,Critical reading and thinking,Work in groups of 4-5, compare your monthly expenditure among group members, and discuss the following questions. 1 What items are essentials for college students? 2 Do you find the writers suggestions on managing personal finances helpful? Why or why not?,Unit 9 Personal Finances,Specialized vocabulary,Text A Language building-up,A mind map is a diagram used to represent words, ideas, tasks, or other items linked to and arranged around a central key word or idea. For example, under “bank”, there could be “bank account”, “bank statement”, “credit card”, “overdraft”, etc.,Unit 9 Personal Finances,Specialized vocabulary,Text A Language building-up,Read Text A again and complete the mind map below.,aving,income,ill,mpulsive buy,argain-hunt,payment,Unit 9 Personal Finances,Specialized vocabulary,Text A Language building-up,Complete the following sentences with the correct form of the words in the box below.,1 No one could him the money when he asks for helphes such a nice guy. 2 This coat was halfprice a real . 3 Dont be so think before you act. 4 Average of the working class have risen by 4.5% over the past year.,begrudge,bargain,impulsive,incomes,Unit 9 Personal Finances,Specialized vocabulary,Text A Language building-up,Complete the following sentences with the correct form of the words in the box below.,5 Students on a tighter may learn to forego these luxuries in order to pay lower rent. 6 Usually we ask for a deposit of 165 followed by twelve monthly of 60. 7 Whilst the cost of the accommodation has been more expensive, this has been offset by in travel expenses. 8 She ran up a huge phone talking to her boyfriend for hours.,budget,payment,savings,bill,Unit 9 Personal Finances,Text A Language building-up,Signpost language,Coherence Coherence can be achieved by: Repeating certain words in the previous paragraph Using transitional markers,Unit 9 Personal Finances,Text A Language building-up,Signpost language,Reread paragraphs 6 to 12 and analyze how the author manages to bring in a new topic and maintain coherence.,The word “that” (Line 1) refers to the last sentence of Paragraph 5.,Repetition of the word “non-essential”.,Repetition of the word “gap”.,Repetition of the phrase “mind the gap”.,Unit 9 Personal Finances,Formal English,Text A Language building-up,Tips to help make your writing appropriate for academic purposes. Do not use colloquial words and expressions such as OK, stuff, thing or sort of, etc. Numbers under 100 are written as words. Never begin a sentence with For, And, But, So, Because, With, Also or Or. Instead, use Since, In addition, However, Nevertheless, Hence, Consequently and Alternatively. Do not use contracted forms such as its, dont, isnt or cant.,Unit 9 Personal Finances,Formal English,Text A Language building-up,Tips to help make your writing appropriate for academic purposes. Avoid abbreviations (such as etc., e.g., & or i.e.). Write out the terms in full (such as et cetera, for example, and, or in other words). Do not use !. Do not put questions in a paper unless you really know what you are doing. Do not write very largely use one adverb only. Avoid two-word verbs such as put off, bring up, etc. Join up sentences. Avoid short sentences and a chatt