学 海 无 涯BEC-2 Test 1ReadingPart OneQuestion 1-7Look at the statements below and the information about training courses on the opposite paper. Which course (A, B, C, or D) does each statement 1-7 refer to? For each statement 1-7, mark one letter (A, B, C or D) on your Answer Sheet. You will need to use some of these letters more than once. 1. This course is for people with little or no experience of the topic.2. You will learn what a lender can do if a company does not repay a loan.3. Companies can decide where their employees will take the course.4. You will learn to assess whether a business can pay back the money it owes.5. This course will help you to deal with the paperwork involved in processing loans.6. You will look at the legalaspects of hiring equipment.7. This course will concentrate on the laws that apply when a business borrows money.ALoans AdministrationThis course looks at the administrative functions of a banks loans department, e.g. dealing with credit applications and keeping records of loan transactions. We will use real application forms of the type that administrative staff in loans departments regularly handle. It will be particularly useful for experienced staff with day-to-day administrative responsibility for loan portfolios. Although most clients choose to enjoy our beautiful premises, the course can be run at the client company or elsewhere.BCashflow AnalysisOn this advanced course you will build up a database of a companys cashflow over time and identify and interpret patterns of change. You will analyze the cashflow of a few sample companies and use your analysis to judge their ability to settle their debts. This course will help you perform an advanced cashflow analysis of your own company.CLoan ContractsOpen to anyone who completed our introductory course to legal contracts in business, this course looks at the legal principles involved when a company takes out a loan; and outlines how to take legal action against a company that defaults on its repayments. You will compare the interests and responsibilities of both parties to a loan contract.DLeasing & Asset FinanceThis is a course for those new to leasing. It will provide you with a basic understanding of why companies prefer to lease property or machinery, rather than buy. You will learn about both the expenses and tax benefits of leasing and you will study a variety of lease agreements and the laws relating to them.Part TwoQuestions 8-12Read the article below about a psychologists advice to managers. Choose the best sentence from the opposite page to fill each of the gaps. For each gap 8-12, mark one letter (A-G) on your Answer Sheet. Do not use any letter more than once. There is an example at the beginning. (0) The Psychology of ManagementIf overflowing in-trays frighten you or solving problems makes you sweat, theres a new range of business books called The Management Guides that you can turn to with confidence. (0)_G_. In addition, theyre written in accessible language by Kathy Harman, a chartered occupational psychologist who heads her own London-based consultancy business. She says that the guides are intended for professionals working in small British companies, where thinking about management can be a low priority because of endless lists of other responsibilities.(8). After this initial message to the reader, the following pages contain sections on every aspect of business, from managing your own time and selecting employees to planning ahead for the future.One of the reasons Harman wrote these guides was that she knows not every business is able to invest in training. The difficulty, especially for small businesses, is that, People are professionals first and foremost and somehow they are just expected to pick up management skills as they go along. (9). And becoming one, she recognizes, is especially difficult if youre not used to communicating effectively or delegating work.She adds, Its all very well managing areas that you have control over and you can do all the planning you feel is necessary, but there are always going to be other people out there who do the most unexpected things, (10). Such a choice of approaches is essential to any business; this can only be achieved by managers having good, friendly relationships with all their staff and business contacts. The important thing in management, says Harman, is the human element.Her advice to managers everywhere is to maintain professionalism at all times. If youve ever managed anyone, she says, youll know that youre not allowed to be fed up because when the staff come to you, they dont want to know about your problems, they want their problems solved.Harman feels confident about making such an analysis because of her years of training as an occupational psychologist. (11). What