金融英语考试密押资料现代金融业务(综合)模拟6金融英语考试密押资料现代金融业务(综合)模拟6现代金融业务(综合)模拟6Part One ListeningSection One Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. (如需获取本MP3听力录音请搜索标题名) 1.A.Banks current base rates are higher than those on small deposits.B.Banks current base rates are lower than those on small deposits.C.Banks current base rates are not floating rates.D.Banks current base rates are usually floating rates.答案:A解析The interest rates on these small deposits are usually floating rates, and they are usually 2%- 5% below the banks current base rates. 根据录音原文可知，The interest rates on these small deposits为浮动汇率，而不是the banks current base rates，而且要比银行当前的基准汇率低。 2.A.Investors can cope with any problems they may meet.B.Investors cant cope with problems when they meet with difficulty.C.Investors can cope with some investment problems by confining their investments to those that involve only modest risk.D.Investors can cope with easy problems.答案:C解析Investors can cope with some investment problems by confining their investments to those that involve only modest risk. 单句意思为“投资者从事风险小的投资活动可以避免一些投资问题。” 3.A.the income statementB.the balance sheetC.the financial statementD.the statement of cash flow答案:A解析If a statement that presents a summary of the revenues and expenses of a business unit for a specific period, what is it called? 单句问的是“在一特定日期总结一家事业单位收益和亏损的报表是什么报表”，根据所学知识，这应是指损益表。 4.A.Each month the cardholder receives a statement and the amount of all the transactions.B.Each month the bank gives the cardholder a statement showing the total amount outstanding.C.Each month the bank gives the cardholder a statement showing the compound interest.D.Each month the bank gives the cardholder a statement showing any minimum amount that needs to be paid.答案:B解析Each month the cardholder receives a statement from the bank, which lists the details of all the transactions in the month, together with the total amount outstanding. statement与the amount of all the transactions不是并列关系，而是包含关系，A项错误；C、D项未提及。 5.A.People are discouraged to do business with a lower discount rate.B.People are encouraged to borrow more money if the discount rate is lowered.C.People are encouraged to borrow more money if the discount rate is raised.D.People are discouraged to borrow less money with a lower discount rate.答案:B解析When the Fed wishes to encourage business activity, it may lower the discount rate to boost borrowing. 单句意为“当联邦想增加商业活动时，它可能降低贴现率来刺激借款”，也就是通过降低贴现率来鼓励人们borrowing，B项意思正确。 (如需获取本MP3听力录音请搜索标题名) 6.A.Smart card is light but can resist shock.B.Smart card is convenient, safe and durable.C.Smart card is the exact size of a credit card.D.Smart card contains a computer with as much power as the original minicomputer.答案:B解析A smart card is a secure, portable, tamper-resistant data-storage device. 单句意思为“智能卡是一种安全、便携且防损的数据存储工具”。A、C、D三项内容在录音单句中并未提及。 7.A.If a drawee is bankrupt, presentment may be made to his trustee.B.If a drawee is bankrupt, presentment can not be made to him.C.If a drawee is bankrupt, presentment can not be made to his assignee.D.If a drawee is bankrupt, presentment must be made to his trustee.答案:A解析When the drawee is bankrupt, presentment may be made to him or to his trustee. 单句意思为“如付款人破产，可向该付款人或其受托人作承兑提示”。 8.A.A bill can not be accepted after it has been dishonored by a previous refusal to accept.B.If a bill has been dishonored by non-payment, it may not be accepted by another person.C.If a bill has been dishonored by a previous refusal to accept, it may be accepted by another person.D.A bill can not be accepted after it has been dishonored by non-payment.答案:C解析A bill may be accepted after it has been dishonored by a previous refusal to accept, or by nonpayment. 单句意思为“一张以前拒付的汇票可能之后会被接受。” 9.A.A cheque can be accepted by the bank on which it is drawn.B.A bill can not be accepted by the bank on which it is drawn.C.The rules relating to acceptance of bills are not applicable to cheques.D.The rules relating to acceptance of bills are applicable to cheques.答案:C解析A cheque is never accepted by the bank on which it is drawn. Hence, the rules relating to acceptance of bills do not apply to cheques. 单句意思为“支票绝不会由作为受票人的银行来承兑，因此，有关汇票承兑的原则不适用于支票”。 10.A.Once the title documents are entrusted, the goods are at the disposal of the collecting bank.B.The title documents enable the remitting bank to dispose the goods according to the instruction given in the collection order.C.The title documents are usually issued by the drawee.D.In spite of the possession of the title documents, the bank can not de