金融英语考试密押资料现代金融业务(综合)模拟13金融英语考试密押资料现代金融业务(综合)模拟13现代金融业务(综合)模拟13Part One ListeningSection One Directions: In this section ,you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.The check is out of date.B.The check is post-dated.C.The check is in too large amount.D.The check is a crossed one.答案:B解析This check is dated tomorrow. We have to charge you some money if you want to cash it today.根据录音，支票要明天才到期，所以应是post-dated。2.A.The cost principle states that assets and services that are acquired should be recorded at their current price.B.The cost principle states that assets and services that are acquired should be recorded at their actual historical cost.C.The Reliability Principle states that assets and services that are acquired should be recorded at their current cost.D.The Reliability Principle states that assets and services that are acquired should be recorded at their actual historical cost.答案:B解析The cost principle states that assets and services that are acquired should be recorded at their actual cost.录音单句意思为“成本原则认为所购资产和服务应以它们的实际成本记录”。3.A.The collecting bank is the bank at the sellers country.B.The collecting bank acts only as an agent for the remitting bank.C.The collecting bank knows the buyer very well.D.The collecting bank noticed that the draft and the documents were received.答案:B解析Acting as an agent for the remitting bank, the collecting bank notifies the buyer upon the receipt of the draft and the documents.录音单句意思为“作为汇人行的代理人，托收银行一收到汇票和单据就必须通知进口商”，所以选项B意思最为接近。4.A.The relationship between the drawee and collecting bank will be taken into consideration first of all.B.The remitting bankers instructions will be paid much more attention.C.The remitting bankers instructions will be less important than the relationship between the drawee and collecting bank.D.The remitting banker must consider the relationship between the drawee and collecting bank.答案:B解析The instructions of the remitting bank override the relationship, if any, between the drawee and collecting bank.录音单句意思为“汇出行的指示胜过付款人和托收行之间的关系。”5.A.Not all the customers are allowed by Internet banking to transact business.B.Internet banking allows any customer to transact business from certain places.C.Internet banking allows any customer to transact business from certain time.D.All customers are allowed by Internet banking to transact business.答案:D解析Internet banking allows any customer to transact business from anywhere, at any time.单句意思为“网上银行使客户可以在任何地点、任何时间进行交易”。Section Two Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.It means being convenient to be carried.B.It means being readily to be divided.C.It means being easily identified.D.It means being carried in a big basket.答案:A解析M: The paper money required little effort to carry. If you need large amount of money, you can use a check or credit card to make the payment.W: This nature of money is called portability and it provides convenience in settling transactions.Q: What does the word portability mean?portability意为“可携带，轻便”。纸币易于携带，但如果要携带大量的钱的话，最好是用信用卡。2.A.Four.B.Two.C.Three.D.Five.答案:C解析M: What margins will the lending bank charge?W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.Q: How many factors do margins charged by the lending bank mainly depend on?录音原文提到Margins mainly depend onthe rate of interest shah be firm所以C选项正确。3.A.A contractual arrangement.B.A counterpart.C.Many types of risks.D.Credit risk.答案:D解析M: Can you give an example of types of risks Banks face?W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform according to a contractual arrangement.Q: What are they talking about?他们在谈论银行所面临的风险，女士说“The major type of risks is called credit risk.”，所以D选项符合题意。4.A.Bills of lading.B.Consular invoice.C.Insurance policy.D.Certificate of origin.答案:B解析M: Could you tell me what specific document you will provide?W: Together with the draft, well also send you a complete set of bills of lading, an invoice, an export license, an insurance pol