金融英语考试密押资料金融英语初级模拟3金融英语考试密押资料金融英语初级模拟3金融英语初级模拟3Part One ListeningSection OneDirections: In this section, you will hear short statements. Each statement will be spoken only once. After each statement there will be a pause. During file pause, you must read file four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.A global recession creates special risks.B.Rising debt creates special risks.C.Rising debt amid a global recession creates special risks.D.Debt can stimulate growth.答案:C解析But rising debt amid a global recession creates special risks.2.A.In the early period of the World Banks existence, loans were granted mainly to European countries.B.In the early period of the World Banks existence, loans were granted mainly to economically developing countries in Africa.C.In the early period of the World Banks existence, loans were granted mainly to Asia and Latin America.D.Recently, loans were granted mainly to European countries.答案:A解析In the early period of the World Banks existence, loans were granted chiefly to European countries and were used for the reconstruction of industries damaged or destroyed during World War .3.A.The bond maturity date can range from 1 to 30 years.B.The bond maturity date can range from 1 to 10 years.C.The bond maturity date can range from 10 to 30 years.D.The bond maturity date can range from 1 to 20 years.答案:A解析Face value represents the total amount of cash payable to the owner at the bond maturity date, which can range from 1 to 30 years.4.A.There are only private security issuers.B.There are only public security issuers.C.There are two kinds of security issuers: public security issuers and private security issuers.D.There are no private security issuers.答案:C解析Security issuers are classified as either private or public.5.A.The law on the Peoples Bank of China was passed in 1995.B.The National Peoples Congress session passed the law in 1994.C.The law on the Peoples Bank of China was passed in 1998.D.The law was passed in 2001.答案:A解析The National Peoples Congress session finally passed the Law on the Peoples Bank of China on March 18, 1995. (如需获取本MP3听力录音请搜索标题名) 6.A.Central banksB.Commercial banksC.Common hanksD.The Export- Import banks答案:B解析What are profit - making businesses that accept deposits and use these funds to make loans?7.A.Individuals receive money in the form of salaries and wages.B.Individuals receive money in the form of cheques.C.Individuals dont spend money on goods and services.D.Individuals spend money on education.答案:A解析Individuals receive money in the form of salaries and wages, which they spend on goods and services.8.A.Finance companies offer long - term loans to businesses.B.Finance companies offer long - term loans to individuals.C.Finance companies offer short - term loans to businesses or individuals.D.Finance companies dont offer short- term loans to businesses or individuals.答案:C解析Finance companies offer short- term loans to businesses and individuals.9.A.The Bank of China is not a state - owned enterprise.B.The Bank of China is a state - owned enterprise.C.The Bank of China is not a foreign exchange bank.D.The Bank of China is not very important.答案:B解析The bank of China is a state - owned enterprise, and is a specialized foreign exchange bank of the Peoples Republic of China.10.A.100 millionB.110 millionC.10 millionD.80 million答案:A解析In accordance with the relevant Chinese rules and regulations, a foreign bank is obliged to have a starting capital of no less than RMB 100 million to open an organ actually doing banking business.Section TwoDirections: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and the question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.The man wants to buy something in China.B.The man wants to pay the money.C.The man wants to draw some money from tile bank.D.The man wants to have a talk with the woman.答案:C解析M: Excuse me, but can I draw on my account for payment of things I buy in China?W: Certainly, sir.Q: What does the man want to do?2.A.The information is on the beard.B.The information is on the desk.C.The information is in the computer.D.The information is on the book.答案:A解析W: What is the interest rate for the saving account?M: The detailed information is on tile board. Please go and see it.Q: Where is the information?3.A.In