ResumeBasic InformationName Current PositionCurrent Salary Confidential Expected Salary NegotiableHighest Education Guangxi University Major FinanceResidence Census RegisterBirth Date Length of Service 10 yearsGender Male HeightMarital Status Married PersonalityMobile Phone: Email:Self-evaluation1. I have accumulated a wealth of experience in the banking industry during the past ten years. I have stayed in China Minsheng Bank (CMSB) for six years, which has always been the most innovative bank among all the joint-equity banks. Its financial innovations have been leading the industry, especially for small and micro financial business innovations, which have shaped the core competitiveness for CMSB. Therefore, this experience gained me a lot of knowledge in financial products; 2. I engaged in supply chain finance business promotion and risk control during the six years in CMSB and have accumulated rich experience in these respects. In the meantime, I have a passion for work and have strong abilities of coordination and management. I can also quickly absorb new knowledge and accommodate myself to new environment. Work Experience 2013/01-now Liuzhou Branch (Second-level Branch) of CMSBDepartment Small & Micro Finance DepartmentCurrent PositionDirector of Small & Micro Finance DepartmentReporting to Vice President Witness To be providedNumber of Subordinates 6 Industry BankingResponsibilities:1. Engage in risk management, and took charge of small & micro credit business approval, risk control team construction and management and credit process optimization of Liuzhou Branch. 2. Decide whether to grant credit to customers with complicated operations and high risks in accordance with my experience and capability; Take charge of lending loans management, post-loan matters and bad loan recovery; formulate a recovery scheme for each problematic loan and supervise all staff within the department to complete the assigned tasks; 3. Engage in supply chain finance business planning and development. During the economic recession, CMSB small & micro business development mainly focuses on supply chain finance in which I take charge of making surveys among local core enterprises in Liuzhou and visit the upstream and downstream enterprises of the supply chains for these core enterprises to have an in-depth understanding of customer needs, existing and potential risks, average profit margin, capital utilization rate for each link of the supply chain and the industry development trends. Then, based on the survey results, I design Financial Product Solutions to meet the financial needs of the upstream and downstream enterprises and perfect the risk control measures at the same time; 4. Take charge of the small & micro credit policy management of Liuzhou Branch, and formulate Small & Micro Credit Policy Guidance for Liuzhou Branch based on the Small & Micro Credit Policy Guidance for Head Office in accordance with the local economic features in Liuzhou to guide the healthy development of small 5. Take charge of the management of small & micro urban commercial cooperatives, which are the development channels for small & micro business of CMSB. Performance:1. During the past two years as the head of small & micro finance department of Liuzhou Branch, I have made remarkable achievements and granted 1.2 billion RMB of small & micro loan, ranking top among all second-level banks. In the meantime, I lead the risk control team to control the access to credit and manage the problematic loans and control the small & micro bad loans rate within a reasonable level. In 2014, 1.2 billion RMB of small & micro credit loans were granted by Liuzhou Branch among which the bad loans only reached 15 million RMB, accounting for about 1.5%. Reason for Resignation: The local economy in Liuzhou is underdeveloped and the economic growth is limited. Besides, Liuzhou Branch is a second-level branch with a limited development space, so I want to enter the head office or first-tier cities to learn more. 2009/07-2012/12 Ningbo Branch of CMSBDepartment Banking Department Position Product Manager & Risk Control Manager for Supply Chain Finance CenterReporting to Center Manager Witness To be providedNumber of Subordinates 0 Industry BankingResponsibilities:1. Provided trainings on supply chain finance products for the customer manager of the Branch, promoted all supply chain finance products within the Branch, offered technical support and assisted the customer manager in granting credit loans to customers; 2. Engaged in making a survey on supply chain finance development for Ningbo Branch and formulating development planning, marketing schemes and incentive policies; 3. Designed personalized Supply Chain Finance Product and Services Solutions in accordance