A Health Profile A health profile is a portrait of all of the factors that influence your health. To draw your health profile, you will need to know what diseases run in your family, what health hazards you may be exposed to at work, how your daily diet compares to the recommended standards1, how much time per week you spend exercising and what type of exercise you engage in , how stressful your work and family environments are, what kinds of illnesses you get regularly, and whether or not you have any one of a number of addictions. To complete this portrait you(r) should have a checkup to determine how your blood, heart, and lungs are functioning. This checkup will serve as a baseline, to which you can then compare later tests. Once this profile is thoroughly drawn, you can begin to think about setting health priorities based on your particular portrait. For example, if you drink. Two martinis every evening, have a high-stress job, are overweight, smoke a pack of cigarettes a day, and use marijuana occasionally on weekends, you should quit smoking first, followed by losing the excess weight, reducing the stress of your job, giving up your marihuana habit, and then finally giving some thought to those martinis if you want to prevent first cancer, and then heart disease. Even for the youthful working person who has never been sick a day in his life, who is in excellent health, a good look at all health habits and at work and home environments may suggest changes that will benefit him in the future.Making Yourself a Good Record If you are an American and you think you might need to borrow money someday, the best thing to do is start early. Thats because just at many employers want to hire only people with experience, banks and other creditors are usually reluctant to lend to those without a proven track record1 paying back, on time, the money they have borrowed. But if you need experience just to get a start, how do you get that stat in the first place? With a little help from your parents usually, while you are still financially dependent on them. It is easy to get a credit card or student loan when you are in college, because banks figure your parents will bail you out if you fail to pay. So just as students take on internships to build up their resumes, ones university time can be a good time to work on another important personal record: the credit report . Credit reports are a summary of ones personal credit history, gathered by a credit reporting agency, or CRA. Banks and companiesincluding hospitals, landlords and insurance companiesregularly report to the three main CR As in the US on how their customers are doing at paying back the money they owe . Anyone with a “legitimate business need” has the right to order individuals reports from the CRAs. Potential creditors usually compile the information in the reports into a credit “score”, ranking the level of creditworthiness. Lack of experience in borrowing in addition to a bad record of doing so, can result in a low score2. Even if you are not considering taking out a loan for such a large purchase as a home or car, your credit report can be important to getting through life. Landlords often ask for the reports to judge whether a person can be trusted to pay the rent. Credit checks are necessary for getting a credit card, even for purchasing a mobile phone calling plan. People can obtain a copy of their own credit report, usually at a cost of around US$8-9. Some consumer organizations recommend doing this once a year to allow one to catch any mistakes that have slipped into the record or, even worse, to find out whether any fraud has taken place. Though the system is controlled by laws meant to protect peoples privacy, it isnt fool-proof: Sometimes people take out bad loans in others names, ruining their records. In a society addicted to credit, that can be a disaster.Pretty Good When Spanish football club Barcelona paid US$35 million for Ronaldinho last summer, they werent buying a pretty face. “I am ugly ,” admits the Brazilian superstar. “But everyone has got a different kind of beauty. What I do have is charm.” Indeed he has. His buck teeth1, flowing hair2, big smile, and of course his amazing skills are always eye-catching3 on the pitch. The 23-year-old striker scored two goals in a 3-2 win over Deportivo La Coruna on March 1. It was Barcelonas sixth win in a row and, thanks to their Brazilians 10-goal contribution, what looked like a poor season could now end a success. Ronaldinhofull name Ronaldo De Assis Moreirais one of many South Americans who learned their skills playing in the backstreets before showing them off4 on the world stage. Great things were expected when Gremio signed him as a seven-year-old5, and he soon became friends with Ronaldo, who was then the other young star of Brazilian football. It was Ronaldo who first called him Ronaldinho, which mea