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新东方春季班最好的老师,最棒的教学!|1一、开设账户一、开设账户最好是在有名的银行中开帐户。最好是在有名的银行中开帐户。 its best to open an account银行会问你开账户的金额为多少 And how much would you like to open your account with?每个银行的开账户时的最小额度 minimum sum 不同要咨询一下汇率 exchange rate 和利率 interest rate英国的几个比较有名的银行有 Barclays 和 Lloyds。然而,得清楚很重要一点是留学生不能享受到提供给当地学生的设施。 However, its important to note that as an international student youll not necessarily be eligible for all the facilities offered to resident students.银行有不同的政策, 他们提供给你的服务是取决于你的个人情况,同样也取决于 银行经理的自行处理。 Banks have different policies and the services that theyll offer you will depend on your individual circumstances*and on the discretion of the bank manager involved.注意:documentation 指的是文件总称。作为一个留学生,你需要提供证据证明自己能够支付费用,直到课程结束作为一个留学生,你需要提供证据证明自己能够支付费用,直到课程结束 as an international student,you will need to provide evidence that you can fund/support yourself for however long your course lasts. (拓展记忆:存款为 funding)除此之外,大多银行要求你带上你的护照和你的录取通知书除此之外,大多银行要求你带上你的护照和你的录取通知书 In addition to this, most banks ask you to bring your passport and your letter or certificate of enrolment ., 或者带着学校注册信 letter of registration其它证件: 护照大小照片 passport size photo 驾照 drivers licence 出生证明 birth certificate 信用卡 credit card 借记卡 debit card ( 拓 展 记 忆 : 凭 卡 办 理 存 取 款 和 消 费 结 算 , 不 能 透 支 。 Access to deposit,withdrawal, purchase, and payment, overdraft prohibited.)新东方春季班最好的老师,最棒的教学!|2雇主推荐 reference from your employer 账单 bank statements银行会问你想多久收到一次账单? How often would you like to receive statements? 有些人喜欢一周一次 Some people like them weekly. 有些人喜欢一个月一次 once a month拓展记忆:两周一次 once a fortnight有些银行会问一些信息来验证你的身份,为了安全的原因。有些银行会问一些信息来验证你的身份,为了安全的原因。 Now we usually ask for a piece of information which we can use to check your identity, for security reasons.最好提供父母的名字,这不太会被知道最好提供父母的名字,这不太会被知道 Its less likely to be known.还会问: 职业 occupation/profession 出生日期 date of birth 全名 full name 名 first name 、given name 中间名字 middle name 姓 surname/family name/last name 过去地址 previous address 目前地址 present/current address 在目前地址居住时间 time at current address每个人还应该带着填有名字和地址的宣传单 You should each have a handout with the names and addresses.在开帐户时,银行会给你一本支票簿,你可以用它在需要时取钱。 When you open the account, the bank will give you a chequebook /checkbookand you can use this to draw /withdraw money out as you need it.如果你要在商店里用支票,你会同时需要一张支票保付卡 If you need to write cheques in shops, youll also need a cheque card . 拓展记忆:旅行支票 travelers cheque这是一种认证卡(身份证),保证签出的支票能符合银行支票保付卡所对应能支付 的额度新东方春季班最好的老师,最棒的教学!|3This is really an identity card which guarantees that correctly written cheques up to the value stated on the card will be honoured by the bank.如果你想提取现金你可以让支票以你的名义支付或者兑现。 If you want to draw out cash for yourself you can make the cheque payable in your own name or to cash.(兑现支票 cash the cheque) (拓展记忆: payable at sight 见票即付 payable on demand 随到随付)你可以用提款卡从取款机中提取现金 You can also withdraw cash from a cash point machine with a cashcard. (提款机又叫做 ATMAutomatic Teller Machine)你也许想取出超过你银行额度的钱,这叫做透支。 You may want to take more money out ot the bank than you have in it.This is called having an overdraft.要当心,除非有银行允许,否则不能这么做。 Be very careful with this-you should not do this without permission from your bank.透支经常导致额外费用,虽然有些银行提供给某些学生免利息透支 Overdraftsusuallyincurcharges,thoughsomebanksofferinterest-free overdrafts to some students.对于银行转账 bank transfer , 如果相互连接的银行可以直接转账 If we have links with them, we can do a direct transfer.对于开放时间 opening times: 伦敦和其他主要城市中大一点的分行在周六开放时间有限制。伦敦和其他主要城市中大一点的分行在周六开放时间有限制。 Some of the bigger branches in London and other major cities are now open for a limited time on Saturdays.还可以申请其他银行业务 bank service: 贷款 loan 保险 insurance 低风险投资 low-risk investment 股票和基金 stocks and shares(拓展记忆:储蓄金 nest egg)至今为止,最有用的帐户是活期账户新东方春季班最好的老师,最棒的教学!|4by far the most useful type of account to open is a current account你真正能拿到的帐户是学生帐户,其实它就是一个有特殊优惠的活期账户 you will actually get what is called a student account which is a current account with special concessions for students. 可能免手续费 service charge如果你出了经济问题 financial affairs,有了负债 be in debt,如果你的信用卡被 拒绝 your credit card is declined,账户被冻结 account is frozen 学校可能提供你助学金 grants,或者帮助你得到低息贷款 low-interest loan其他重要的帐户为储蓄存款帐户 savings account,定期帐户 deposit account 联名账户 joint account (联名账户持有者 joint account holder)二、学习生活二、学习生活大学课程咨询与指导(course counselling and guide) ,论文写作咨询与指导 (essay writing counselling) ,课程实验和实践(course experiments and practice)是学术语言模块(academic language)的经典话题,如果考生熟悉海 外教育体系(college education system) ,这些是学术话题中比较容易得分的话 题。被招收 enroll(名词为 enrollment)的新学生刚进校时,先去注册办公室 registration office 去登记注册 register 付注册费 registration fee 后会拿到一张申 请表 application form /registration form,填表 fill in the form 后,记下一些个 人信息 take down some details,会有专人为你存档 keep on the file。 大学开学典礼 opening ceremony 后,会举行情况说明会 orientation meeting, 发情况说明手册 orientation pack,安排校园解说游览 orientation tour(on the campus)1 1 1 1、 进行教育体系介绍和师生员工身份介绍进行教育体系介绍和师生员工身份介绍1)教育机构托儿所 nursery 幼儿园 kindergarten 小学教育 primary/elementary education 中学教育 secondary education (包括初中 junior high school 和高中 senior high school) 大学教育 tertiary/higher/college education 职业学校 vo
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