大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html 商务英语必备商务英语必备商务英语必备商务英语必备 1000 字字字字 Unir1:银行业务银行业务银行业务银行业务 banking 银行业务 general business 一般业务 ATM 自动柜员机 You can change your PIN at the ATM. 1 你可以在自动柜员机上修改密码 automatic bill payment 自动转帐服务 Tina pays her phone bill with an automatic bill payment. 蒂娜利用自动转帐服务付电话帐单 balance 差额 余额 If you keep a balance of $1,000, you wont have to pay the $20 monthly-service fee. 如果你保持 1000 美元的余额，就不必付每月 20 美元的服务费了 bank account 帐户 How do I open a bank account here? 我要怎么开户 bank holiday 银行公休日 国定休息日 What happens if payday falls on a bank holiday? 如果发薪日正好碰上了国休日那该怎么办 banking 银行业务 Could you sign me up for online banking? 2 你能帮我申请网络银行服务么 banknote 纸币 钞票 Wads of banknotes were hidden in the bag. 包里藏了几数叠钞票 certificate of deposit 定期存款 Redeeming your certificate of deposit before maturity may result in withdrawal penalties. 如果你在定期前解约可能要付提前解约金 checking account 支票存款帐户 I need to make a withdrawal from my checking account. 我要从我的支票帐户中提款 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html deposit 存款 I didnt get my pay deposit this month. 我这个月的薪水存款没有入帐 discount rate 贴现率 The discount rate is set by the Fed. 贴现率是由联储决定的 Individual Retirement Account 个人退休帐户 Does it matter where I open an Individual Retirement Account? 我到哪开个人退休帐户重要么？ interest 利率 Interest rates are not expected to increase. 利率应不会再涨 safe-deposit box （银行）保险箱 She kept her jewels in her safe-deposit box. 她把珠宝放在银行保险箱里 savings account 储蓄存款帐户 I need to transfer money from my savings account to my checking account. 我要把钱从储蓄存款帐户转到支票存款帐户 signature 签名 Tom forged his bosss signature to steal company funds. 汤姆伪造了他老板的签名盗取了公司的资金 teller 出纳员 Marcy started as a bank teller, but now shes a loan officer. 玛希刚开始是当出纳员，但是现在是贷款员 transfer 转账 The money has been transferred into my account. 钱已经转入我的帐户 wire 汇款 Judys father wired money to her bank account. 朱迪的父亲将钱汇入了她的帐户 withdraw 取款 I withdrew $300 from my savings account. 我从我的储蓄存款帐户提取了 300 美元 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html 商务英语必备商务英语必备商务英语必备商务英语必备 1000 字字字字 Unit2:消费金融消费金融消费金融消费金融 balance transfer 余额代偿 Katherine made a balance transfer from her old credit card to her new one. 凯萨琳申办新卡代偿旧卡。 cancel v. 停（卡） What happens if I want to cancel my card? 如果我想停卡該怎么办？ cash card 現金卡 What do I need in order to apply for a cash card? 申办现金卡我需要准备些什么？ collateral n. 抵押品；担保品 Without collateral, Mr. Thomas wasnt able to get a loan. 由于没担保品，汤玛斯先生的贷款办不下來。 credit card 信用卡 I need to report a stolen credit card. 我要报信用卡失窃。 credit limit 信用额度 Beware of outrageous credit limits, which may lead to uncontrollable spending. 要小心信用額度別订得太高，这可能会导致花费无度。 credit rating 信用评等 Bobs poor repayment history has really hurt his credit rating. 巴柏不良的还款记录对他的信用评等造成很大的伤害。 debit card 签帐卡 You can use this debit card almost anywhere in the world. 这张签帐卡你几乎全世界任何地方都可使用。 debt consolidation 负债整合 Before you consider debt consolidation, closely examine the proposal. 在考虑负债整合之前，要仔细检查其还款方案。 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html default n. 违约 The company is in default on its loan agreement. 该公司违反其贷款合约。 freeze v. 冻结（帐户） The bank froze my credit card account after I reported it stolen. 在我报失信用卡后，银行冻结了我的信用卡户头。 installment n. 分期付款 Penny will pay off her student loans in 60 installments. 潘妮將分六十期偿还她的助学贷款。 loan n. 贷款 I confirm that I have read and understood the terms and conditions of the loan agreement. 我确认已阅读并了解这份贷款协议的条件与规定。 minimum finance charge 每月最低应缴金额 Some credit cards have a minimum finance charge. 有些信用卡有每月最低应缴金额的限制。 mortgage n. 房贷；抵押借款 Rick has a twenty-year mortgage. 瑞克要繳二十年的房贷。 outstanding adj. 未清偿的；未付清的 Our records show you have an outstanding balance of $6,0 我们资料显示您有一笔六千元的款项未付。 refinance v. 重新贷款 When deciding whether or not to refinance, there are many factors to consider. 在決定是否重新贷款时，有许多因素要考量。 statement n. 账单明细 The fee for issuing a replacement card will be charged to your next statement. 信用卡补发費用將併入您下个月的账单明细。 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html 商务英语必备商务英语必备商务英语必备商务英语必备 1000 字字字字 Unit3:票据票据票据票据 banking 银行业务银行业务银行业务银行业务 payment instruments 票据票据票据票据 bounce v. 跳（票） Oh no! My check to City Supermarket bounced! 喔，糟了！我开给城市超市的支票跳票了！ cashiers check 本票 Pre-payment with cashiers check or money order is accepted 预付款用本票或汇票都可以。 check n. 支票 I dont have cash. Can I write you a check? 我没有现金，可以开支票给你吗？ clearing house 票据交换所；清算所 A clearing house is an office where banks exchange checks and drafts. 票据交换所是银行交换支票、汇票的地方。 endorse v. 背书 Can you endorse the back of the check, please? 可以麻烦你在支票背面签名背书吗？ financial institution 金融机构 Many big financial institutions raised their interest rates today. 许多大型金融机构都在今天升息。 mature v.（定存、票据等）到期 When does my CD mature? 我的定存何时到期？ money order 汇票 Can I pay with money order? 我可以用汇票付款吗？ 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html paycheck n. 薪资支票 The HR assistant distributes employee paychecks every month. 人资部助理每个月会分发员工的薪资支票。 postdated check 远期支票 Im sorry. We dont accept postdated checks. 抱歉，我们不收远期支票。 stop payment 止付 My father called the bank to stop payment on the check. 我父亲打电话到银行止付那张支票。 travelers check 旅行支票 In what denominations would you like the travelers checks? 你要哪种面额的旅行支票？ 商务英语必备商务英语必备商务英语必备商务英语必备 1000 字字字字 Unit4:办公室流程办公室流程办公室流程办公室流程 business operation 企业经营企业经营企业经营企业经营 office procedures 办公室流程办公室流程办公室流程办公室流程 badge n. 名牌；识别证 Employees should wear their badges at all times in the building. 员工在大楼内必须随时佩戴名牌。 coworker n. 同事 Shelly always goes to lunch with the same coworkers. 雪莉总是固定和那几位同事去吃午餐。 dress code 服装规订 We have a casual dress code. 我们对上班服装规定很宽?。 escort v. 陪同 Jenny, could you escort our visitor to the door? 珍妮，麻烦你送我们客人到门口。 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html inventory n. 库存 The company doesnt need to keep inventory, unlike its competitors in online retailing. 不像其它线上零售业的竞争者，该公司不需要有库存。 meeting room 会议室 Lets head over to the meeting room where well have more space. 我们到会议室去，那有比较多空间。 punch in 上班打卡 Jason usually punches in around 8:50 a.m. 杰生通常大约在早上八点五十打卡上班。 receptionist n. 柜人员；接待人员 As Sam came in the door, the receptionist greeted him. 当山姆进门时，接待员前来招呼他。 requisition form 需求单 You need to fill out the purchase requisition form and have it signed by your supervisor. 你必须填写购买需求单，并让你的管理者签字。 security guard 保全人员 There are two security guards in the lobby. 大厅有两位保全人员。 security system 保全系统 Cary put his key card into the security system slot. 凯瑞将他的钥匙卡插入保全系统。 shredder n. 碎纸机 Our shredder is broken, so Ill tear these confidential documents up manually. 我们的碎纸机坏掉了，所以我会徒手将这些机密文件撕碎。 stockroom n. 储藏室 You can walk to the stockroom to see if theres any toner cartridge left. 你可以到储藏室看看碳粉匣有没有剩。 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html swipe card 刷卡 What if I lose my swipe card? 如果我弄丢了刷卡该怎么办？ 商务英语必备商务英语必备商务英语必备商务英语必备 1000 字字字字 Unit5:经营管理经营管理经营管理经营管理 management 经营管理经营管理经营管理经营管理 administration n. 行政；管理 Pamela, could you give us an overview of the Administration Department? 潘蜜拉，你可不可以给我行政管理部门的概述？ assignment n. 分派；任务 It was difficult for me to take care of both Johns assignment and my own responsibilities. 要同时兼顾分派给约翰的任务和我自己的职责是很困难的。 audit n. 稽查；稽核 Accounting irregularities were found during the audit. 稽核时发现了一些会计缺失。 authority n. 权限 Im afraid I dont have the authority to approve that. 这个我恐怕没有权限核准。 bankruptcy n. 破产 After losing money for two years, the company declared bankruptcy. 亏了两年之后，该公司宣告破产。 corner the market 垄断市场 Our goal is to corner the market nationwide. 我们的目标是要垄断全国市场。 corporate culture 企业文化 The biggest challenge for Freedom Group will be to maintain its corporate culture. 弗瑞登集团最大的挑战将是维护其企业文化。 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html development n. 发展；开发 Although product development is important, we also need to upgrade our distribution network. 产品开发固然重要，但我们也必须改进我们的配销网。 diversify v. 多角化 ; 多样化 Lets not put all our money in one investment. Lets diversify. 我们不要把钱全放在同一项投资，我们要多样化投资。 downsize v. 缩编 Downsizing is one way to reduce costs. 缩编是降低成本的途径之一。 innovation n. 创新 The company encourages innovation. 该公司鼓励创新。 merger n. 合并 The two companies decided to complete the merger. 这两家公司决定完成合并。 operation n. 营运 Our company has been in operation since 1996. 我们公司自一九九六年开始营运。 risk n. 危机；风险 This hands-off approach could lead to huge risks for the companies. 这种放手不管的作法可能会给公司造成巨大风险。 strategy n. 策略 Peter Senge is one of the most progressive thinkers about business strategy in the world today. 彼得?圣吉是当今世上在企业策略领域最具革新的思想家。 subordinate n. 下属 Mr. Brown valued opinions from his subordinates. 布朗先生重视下属的意见。 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html track record 绩效纪录 Partner Investments is hiring brokers with great investment track records. 帕特嫩投资公司将聘请投资绩效卓越的经纪人。 商务英语必备商务英语必备商务英语必备商务英语必备 1000 字字字字 Unit6:电话英语电话英语电话英语电话英语 communication 通讯通讯通讯通讯 on the phone 电话英语电话英语电话英语电话英语 call center 电话客服中心 Adam had a job at a call center during his college years. 亚当大学时代曾在某家电话客服中心工作过。 call waiting 电话插拨 The new office phones have call waiting. 新办公室电话有插拨功能。 caller ID 来电显示器 My phone number is configured to block caller ID on outgoing calls. 我的电话设定拨出时不显示号码。 cell phone 手机 John uses his cell phone to send text messages to his friends. 约翰用手机传简讯给他的朋友。 cold call 陌生电访；主动以电话推销商品 As part of her job, Betty has to make cold calls to potential clients. 贝蒂必须针对潜在客户进行陌生电访，这是她工作的一部分 cordless adj. 无线的 Cordless phones allow you to move around freely while talking. 无线电话让你在讲电话时可自由移动。 dial tone 拨号音 The phone must be out of order if you cant hear a dial tone. 如果听不到拨号音，电话一定是坏了。 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html directory assistance 查号服务 For English directory assistance, please dial 106. 英语查号服务，请拨 106。 extension n. 分机号码 Im at extension 123. 我的分机号码是 123。 long-distance call 长途电话 The phone company offers a flat rate for long-distance calls. 这家电话公司对长途电话提供统一费率。 payphone n. 公共电话 Is there a payphone around here? 这附近哪?有公共电话？ receiver n. 电话筒 On the third ring, I quickly picked up the receiver. 电话响了三声，我急忙拿起话筒。 reception n. 收讯；接收 I need to find an area with good reception to make a call. 我得找个收讯好的地区打电话。 telemarketing n. 电话行销 The telemarketing industry is growing in India. 电话行销?业在印度正逐渐成长。 text message 简讯 Do you often receive unwanted text messages on your cell phone? 你的手机是否经常收到不想要的简讯？ toll-free adj. 免付费的 Please call our toll-free number, 0800-080-123. 请拨我们的免付费电话 0800-080-123。 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html touch-tone phone 按键式电话 Most new telephones are touch-tone phones. 现在大部分新电话都是按键式的。 transfer v. 转接 Please hold the line while I transfer you. 请稍候，我帮您转接。 voicemail n. 语音信箱 Calls to your number are automatically forwarded to voicemail if you dont answer within 30 seconds 如果你三十秒内未接电话，来电会自动转到语音信箱。 wrong number 打错电话 Sorry, you have the wrong number. 抱歉，你打错电话了。 商务英语必备商务英语必备商务英语必备商务英语必备 1000 字字字字 Unit7:电子邮件电子邮件电子邮件电子邮件 address book 通讯录 Let me see if I have his number in my address book. 我看一下我的通讯录有没有他的电话号码。 attachment n. 附加档 The attachments are the three files you asked for. 附件是你要的三个档案。 capacity n. 容量 The capacity of the networks server was recently increased. 网路伺伏器的容量最近加大了。 CC (carbon copy) 副件抄送 Please CC me on the e-mail. 请将这封电子邮件用副件转寄给我。 deletev. 删除 I delete at least ten unwanted e-mails every day. 我每天至少要删除十封不想收的电子邮件。 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html download v. 下载 Why is this e-mail taking so long to download? 这封电子邮件为什么要下载这么久？ e-mail v. 寄电子邮件 Ill e-mail you her contact information. 我会寄电子邮件告诉你她的连络资料。 forward v. 转寄 Please forward me his email and Ill get back to you. 你能不能把他的电子邮件转寄给我，我再回给他。 junk mail 垃圾邮件 The IT department installed a filter to block junk mail. 资讯部安装了一个过滤器来阻挡垃圾邮件。 mailbox n. 邮件信箱 You cant receive e-mail because your mailbox is over its limit. 你无法收信，因为超过了邮箱容量。 recipient n. 收件者 Enter the recipients e-mail address, choose the file you want to send, and click on the Send button. 输入收件者的网址，选择要寄送的档案，接著按传送键。 Reply n. 回覆 Thank you for your reply. 感谢您的回覆。 Salutation n. 称谓 My question is whether to use a colon, comma, or dash after the salutation. 我的问题是：称谓后面是要用冒号、逗点还是破折号。 Subject n. 主旨 Subject: Your order has been shipped. 主旨：订货已运送。 商务英语必备商务英语必备商务英语必备商务英语必备 1000 字字字字 Unit8:fax 传真传真传真传真 大家论坛 BEC 版块 http:/club.topsage.com/forum-90-1.html activity report （传真机）使用报告 Check the activity report to see if the fax went through. 查一下使用报告看看这份传真有没有传过去 cover sheet 封面页 When sending faxes to your clients, you should include a cover sheet. 传真给客户时，你应该附上封面页。 face down 正面朝下 Place the papers face down on the paper tray. 将纸张正面朝下放到送纸匣上。 fax machine 传真机 This fax machine looks complicated. 这台传真机看起来很复杂。 incoming adj. 传进来的 There is a danger that incoming faxes could be read by unauthorized persons. 有个危险是，传进来的传真会被没有权限看的人看到。 paper jam 卡纸 If you have a paper jam, make sure you clear the jammed paper properly. 如果卡纸，你要确定适当地将卡纸清除。 Refill v. 再装填 Susan refilled the paper tray. 苏珊装纸到纸匣。 Resolution n. 解析度 The fax machine allows any fax to be sent in either high or low resolution. 这传真机可选择传高解析度或低解析度。 Scan v. 扫描 The documents fed into the fax machine were scanned and came out in the return tray.文件放入传真机会被扫描然后送出到文件回收匣。