Lesson Thirteen Insurance Law*1法律英语nHealth InsurancenLife InsurancenMarine InsurancenFire InsurancenAutomobile InsurancenTravel Accident InsuranceBackground Date2法律英语nSickness InsurancenDisability InsurancenUnemployment InsurancenStrike InsurancenGovernment Employee InsurancenLivestock InsurancenRain InsurancenHail InsuranceDate3法律英语Group insurance 团体保险 nMuch of insurance is group insurance purchased for personal needs at cheaper rates.nCheaper rates on health and life insurance can be obtained by buying group policies through the business 团体保单Date4法律英语Other important types of insurance nAccident insurance and disability insurance added insurance nLiability insurance 责任险nOwner of business incur risks that liability insurance can help reduce. nA customer slips and injuredDate5法律英语Professional 专业人员nInsurance agent 保险代理人 nInsurance broker保险经纪人Date6法律英语Life insurance nInsuring the life of a key employee to prevent losses to the business nUsing insurance proceeds to fund a buy-out agreement n用保险收益为股权承买协议筹集资金Date7法律英语Key personnOften a particular employee will be important to the continued success of a business. nThe business will have an insurable interest in the employee because it expects to receive some pecuniary gain from the key persons continued employment and will suffer a lose if the person dies. Date8法律英语nSuperior salesperson nTechnical know- how of the plant manager nUnique skills of a particular employee Date9法律英语Key man insurancenA company insures itself against the loss of the services of a valuable employee. nkey man insurance is a life insurance policy that insures the business from the death of a key employee.Date10法律英语 I disapprove of what you say, but I will defend to the death your right to say it .nVoltaire, Frech writer n我不同意你说的话，但是我愿意誓死 捍卫你说话的权利。n法国作家 伏尔泰Date11法律英语