,上海交通大学出版社,Book 2,应用型大学英语系列教程,应用型大学英语综合教程,Application-oriented college English Course,上海交通大学出版社,Back,Next,Language Skills Development,Language in Use,Enhancement of Language Abilities,Unit 6,Unit Six,Table of Contents,上海交通大学出版社,Focus1 content,Back,Next,Part 1 Language Skills Development,Starter,Text: The Debtor Generation,Working with words and phrases,Discussion,Practice: interpreting,Practice: translation,Practice: writing,Surfing the Internet,Highlights,Table of Contents,上海交通大学出版社,focus1highlights,Back,Next,Highlights S: Talking about cartoons: street beggars & bank card debtors L: Paying with bank cards at City Supermarket R: The debtor generation W: How to write parallel constructions Internet work: Introducing a student credit card with favorable clauses,Part 1 Language Skills Development,A. Look at the two cartoons below and discuss the following questions.,上海交通大学出版社,1. Starter,Back,Next,上海交通大学出版社,focus1text,1. Is it better to be a beggar or a debtor? Why?,It depends. On the one hand, a debtor who tries to repay his debt as soon as he is able to is surely better than a beggar who begs simply because he is a shameless lazybones. On the other hand, a beggar who is too weak, too old or too disabled to avoid begging is undoubtedly more understandable than a debtor who owes a lot of money and cant repay it.,Back,Next,1. Starter,上海交通大学出版社,focus1text,2. What are the advantages of using credit cards?,There are several advantages of using credit cards. 1) It is safe alternative to carrying cash. 2) It allows the credit card account holder to build a solid credit history. 3) It can access funds in case of emergency. 4) It allows extra time to pay for goods and services purchased. 5) It is clean and environment-friendly.,Back,Next,1. Starter,上海交通大学出版社,focus1text,3. Do you agree that credit cards build up debts?,Yes. For one thing, it is so convenient to swipe the card for shopping that you may use it more often than you realize it. For another, the card may lead you to the misconception that you have more consumption power than you really do.,Back,Next,1. Starter,B. Listen to a conversation at City Supermarket and answer the following questions.,上海交通大学出版社,1. Starter,Back,Next,上海交通大学出版社,1. Starter,Back,Next,1. Does City Supermarket accept bank cards?,Yes, it does.,2. Why does the cashier ask the customer to show a valid proof of identity?,Because the customers signature on the receipt is not the same as that on the back of the card.,上海交通大学出版社,focus1starter,Signing the Receipt at City Supermarket,Tapescript,1. Starter,Back,Next,上海交通大学出版社,focus1starter,1. Starter,Back,Next,( ) 1. Generation Y ( ) 2. Generation X,上海交通大学出版社,Focus2 working with words,a. the debtor generation or people growing up with a credit-fueled lifestyle and digital devices b. people born in 1978 or later c. people born between 1965 and 1977 d. people enrolled in high school or university on September 11, 2001,Back,Next,Text Lead-in,Warm up A. Match the generation terms (1-4) with their definitions (a-d).,( ) 3. Generation 9.11 ( ) 4. Generation D,b,c,d,a,上海交通大学出版社,Back,Next,Text Lead-in,Warm up B. Look at the chart. Describe the trend it reveals.,Reference Answer,In 1998, about 68% of undergrads had credit cards. In 2000, approximately 79% of undergrads had credit cards. The chart reveals more and more undergrads are and will be using credit cards.,Text Lead-in,Text organization,上海交通大学出版社,Back,Next,1-2,Introduction to Generation D and the problems they may face.,3-14,Lifestyle of Generation D and their attitude towards debts caused by credit cards,3-6,Generation D is different from previous generations in many aspects.,7-10,Generation D has to face reality when it is contradictory to their dreams.,11-14,Generation D does not postpone lifes milestones by debts.,Back,Next,Translation,2 Text: The Debtor Generation,1 When they turn 18, they get calls from credit card companies. A few years later, theyve got a load of debts many of them with thousands of dollars in student loans and credit card bills. Then they buy cars, furniture and nice new clothesmostly on credit.,turn link v. to reach or pass (a certain age, time, amount etc.) 达到（某一年龄或时间） e.g. He has turned forty. 他已年过四十。 It has just turned twelve. 刚过十二点钟。,a load of: British English informal a lot of 很多，大量 e.g. Youre talking a load of rubbish. debt: n. 1) C a sum of money that a person or organization owes 债务；欠款 e.g. If I pay all my debts Ill have no money left. 2) U the state of owing; the duty of repaying something 负债情况 e.g. We were poor, but we never got into debt. debtor: 借款方 creditor: 债权人,credit: n. U 赊购 e.g. No credit is given at this shop. on credit: 借贷，赊账 e.g. I bought a car on credit.,credit: n. U an arrangement with a shop, bank etc that allows you to buy something and pay for it later 赊购 e.g. No credit is given at this shop. on credit: 借贷，赊账 e.g. I bought a car on credit.,负债的一代1 他们一满18岁，就会接到信用卡公司的电话。几年后，他们就会背负一大笔债务他们中很多人都会欠下几千美元的学生贷款和信用卡账单。接着，他们还会买汽车，买家具，买漂亮的新衣服，几乎全是刷卡消费。,