银行招聘之银行招聘综合知识题库内部题库附答案（夺分金卷） 第一部分 单选题(50题) 1、( )的指标越高，则流动性越差。 A.资产流动性比例 B.备付金比例 C.中长期贷款比例 D.国债占总资产比例 【答案】： C 2、资料：From Coins to Credit Banking Throughout the Ages is a concise history of banks and the banking industry from ancient times to the present. James Gallagher, who has made a career of covering financial news for several newspapers, has done a careful job of investigating his subject. Although he presents the facts carefully, Mr. Gallagher has made what could have been a dry book into one that is interesting and enjoyable. By telling amusing anecdotes about historical figures, he makes them come alive. Even people who are not particularly attracted to the subject matter will find this book engrossing. A.It is very long B.It is entertaining C.It describes people from the past D.It is well researched 【答案】： A 3、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University. A.Talented but lazy B.Rich but mean C.Optimistic and generous D.Hard-working and plain-living 【答案】： D 4、We utilized______films, semi-formal interviews and participant observation to explore the relationship between urban livelihoods and art creation. A.silent B.romantic C.documentary D.document 【答案】： C 5、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money." A.better students’learning methods B.prevent students going into debt C.help students get accepted by colleges D.make students become very wealthy 【答案】： B 6、An entrepreneur’s product or service must sound ______ and marketable, enough to convince people to become investors. A.sustainable B.feasible C.probable D.eligible 【答案】： B 7、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety. A.encouraged B.pessimistic C.depressed D.hard to tell 【答案】： A 8、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list. A.The memory distortion B.The amount of sleep C.The short-term memory D.The ability to recall long list 【答案】： B 9、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1） A.They compete with each other in a smooth way B.They form partnership with each other C.They have a superior-subordinate relationship D.They are opponents and fight against each other 【答案】： B 10、Passage 3 A.They have to cancel their vacations in New England B.They find it unaffordable to dine in mom-and-pop restaurants C.They have to spend more money when buying imported goods D.They might lose their jobs due to potential economic problems 【答案】： C 11、资料：We never thought we'd say this, but we'd welcome back some chilly weather. A.About 60s and 70s B.Between 60s and 90s C.Below 60s D.About 80s and 90s 【答案】： D 12、抗日战争全面爆发的标志性事件是（　　）。 A.1939年9月1 日德国突袭波兰 B.1937年7月7日E1本制造卢沟桥事变 C.1941年12月8日日本突袭珍珠港 D.1941年6月22日德国突袭原苏联 【答案】： B 13、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，从甲城到乙城需要（　　） A.4.5 B.5 C.6 D.8.2 【答案】： B 14、In May of 1826, the fair-haired youth with the azure blue eyes （ ） for Europe to turn himself into a scholar and a linguist. A.set about B.set down C.set out D.set up 【答案】： C 15、下列各项中，关于无形资产摊销表述不正确的是（　　）。 A.使用寿命不确定的无形资产不应摊销 B.出租无形资产的摊销额应计入管理费用 C.使用寿命有限的无形资产处置当月不再摊销 D.无形资产的摊销方法主要有直线法和生产总量法 【答案】： B 16、甲乙合作完成一项工作，由于配合得好，甲的工作效率比单独做时提高1/10，乙的工作效率比单独做时提高1/5，甲乙合作6小时完成