银行招聘之银行招聘综合知识题库内部题库附答案【预热题】 第一部分 单选题(50题) 1、 下列账簿中，一般不需根据记账凭证登记的账簿是（　　）。 A.日记账 B.总分类账 C.明细分类账 D.备查账 【答案】： D 2、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion. A.When the speaker is very confident and assertive B.When the speaker is very logic and data-supported C.When the speaker is open-minded and flexible D.When the speaker is knowledgeable and authoritative 【答案】： C 3、下列属于道家思想的是（　　）。 A.尽其心者，知其性也，知其性，则知天矣 B.为无为，事无事，味无味 C.以子之矛，攻子之盾 D.食必常饱，然后求美；衣必常暖，然后求丽；居必常安，然后求乐 【答案】： B 4、在安索夫产品／市场矩阵中，（　　）即市场渗透。 A.现有市场——新产品 B.新市场——新产品 C.现有市场——现有产品 D.新市场——现有产品 【答案】： C 5、在竞争企业优劣势分析的内容中，属于市场营销方面的是（　　）。 A.竞争企业的生产成本水平 B.竞争企业产品系列的宽度与深度 C.市场调研与新产品开发的能力 D.设施与设备的技术先进性与灵活性 【答案】： C 6、国家统计局18日公布，2020年，我国国内生产总值（GDP）首次突破（　　）大关，达101.5986万亿元，同比增长2.3%。 A.60万亿元 B.50万亿元 C.100万亿元 D.80万亿元 【答案】： C 7、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA. A.Smartphone users are increasingly aware of the importance of anti-virus software B.An increasing number of smartphone users have installed built-in remote lock-and-erase software C.More smartphone users are protecting their devices with PINs and passwords than in previous years D.All of above 【答案】： D 8、某国对某种商品进15的数量或金额规定最高限额．达到限额后便不再允许进15，这种措施称为（　　）。 A.“自动”出口配额 B.B进口许可证制 C.关税配额 D.绝对配额 【答案】： D 9、国办印发意见，要求2021年底前，各地相关政务服务便民热线归并统一为“（　　）政务服务便民热线”。 A.12304 B.12345 C.12045 D.12205 【答案】： B 10、 The majority researcher tend to use the methods which are______or consistent with their prior work. A.feasible B.probable C.possible D.capable 【答案】： A 11、债券本期收益率的计算公式是（ ）。 A.票面收益/市场价格 B.票面收益/债券面值 C.（出售价格－购买价格）/市场价格 D.（出售价格－购买价格）/债券面值 【答案】： A 12、吊销违法者的经营许可证是( )。 A.行政命令 B.行政处罚 C.行政处分 D.行政强制执行 【答案】： B 13、在中央银行资产负债表中，属于负债项目的是（　　）。 A.财政部门的借款 B.中央银行发行债券 C.外汇储备 D.待收款项和固定资产 【答案】： B 14、在单位协定存款业务中，对超过基本存款额度的存款按（ ）计付利息。 A.活期存款利率 B.定期存款利率 C.中囯人民银行规定的上浮利率 D.协定存款利率 【答案】： C 15、商业银行的贷款，按照贷款保全方式可分为（ ）。 A.长期贷款和短期贷款 B.信用贷款和担保贷款 C.企业贷款和个人贷款 D.正常贷款和关注贷款 【答案】： B 16、在“资源管理器”窗口中，用户若要选定多个连续的文件或文件夹，须在鼠标单击操作之前按下（ ）键。 A.Ctrl B.Shift C.Alt D.Tab 【答案】： B 17、下列选项中，对古文化常识描述错误的是（ ）。 A.古称兄弟间的老大为“伯”，古代兄弟间以伯、仲、叔、季为排行顺序，古人常在字前加排行次序，如“伯离”、“仲尼”、“叔向”、“季路”等 B.垂髫是古时对60岁以上老妇人的别称，髫是指老人轻软披散的头发 C.古代位居方向有尊卑之称，如南向为胜、尊，以北向为败、卑；以东为主为首，以西为从为次。后渐以“东家”为主人的代称 D.蛾眉,亦作“娥眉”，古代美女的代称，“蛾眉”本为女子长而美的眉毛，代指女子美貌，进而代称美女 【答案】： B 18、从网络购买的以下商品，消费者有权自收到商品7日内退货的是（　　）。 A.订做的西服 B.电视机 C.在线下载的杀毒软件 D.新鲜水果 【答案】： B 19、珠穆朗玛峰位于（　　）。 A.中、巴边境 B.中、缅边境 C.中、尼边境 D.中、印边境 【答案】： C 20、 期末根据账簿记录．计算并记录出各账户的本甥发生额和期末余额．在会计上叫（ ）。 A.对账 B.结账 C.调账 D.查账 【答案】： B 21、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days. A.Those who are unwilling to stay alone in their hotel rooms B.Those who would like to explorer more about Montreal C.Those who are fond of jazz music D.Those who get tired of businesses and conferences 【答案】： B 22、 If you want to take photographs, you will need to apply for a____. A.permissible B.permission C.permitting D.permit 【答案】： D 23、It is ______ how soon the investigators will arrive at the site. A.unclear B.undoubted C.unreal D.unaware 【答案】： A 24、Are you going to hang the ___ of the Declaration of Independence in the classroom on in the auditorium? A.rivet B.typhus C.typhoid D.replica 【答案】： D 25、Passage 4 A.law courts have decided not to use fashionable words B.it is widely accepted by all the insured C.it enables ordinary people to understand it easil