银行招聘之银行招聘综合知识题库及参考答案（精练） 第一部分 单选题(50题) 1、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps. A.On the mainland, mobile devices cost a lot B.Text messages are less expensive than messaging app in America C.Chinese people like messaging apps more than text messages D.American messaging apps are not free 【答案】： C 2、第三届进口博览会首个网上海外路演推介会于2020年4月9日举行。借力网络，中国国际进口博览局和国家会展中心（上海）向（　　）海外商会组织的多家行业协会、上百家企业介绍了第三届进口博览会参展情况。 A.英国 B.德国 C.美国 D.法国 【答案】： B 3、Starting with the______that there is life on the planet Mars, the scientist went on to develop his argument. A.foundation B.presentation C.premise D.pretext 【答案】： C 4、为满足同一设备项目的融资需要，由政府贷款与出I21贷款共同组成的贷款，称之为（　　）。 A.银团贷款 B.混合贷款 C.直接贷款 D.间接贷款 【答案】： B 5、____ just six months ago, Finson’s Grill has quickly become one of the most popular restaurants in Detion. A.Opened B.Had been opening C.Been opened D.To open 【答案】： A 6、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA. A.had built in security and end-to-end encryption B.included the CTIA feature in their products C.were faced with negative consumer attitudes D.cooperated with FBI to guarantee the securety 【答案】： B 7、Passage 8 A.To discuss different methods of pruning B.To introduce some common knowledge of pruning C.To explain how trees develop disease D.To give practical instruction for pruning a tree 【答案】： B 8、 审计技术的最近发展阶段是( )。 A.系统审计 B.风险基础审计 C.账项基础审计 D.详细审计 【答案】： B 9、货币供应量是一国在某时期内为社会经济运转服务的货币存量，它由包括中央银行在内的金融机构供应的存款货币和现金货币两部分构成。中央银行在公开市场上买卖有价证券，最直接影响（　　），从而影响货币供应量。 A.中央银行再贷款 B.商业银行法定准备金 C.中央银行再贴现 D.商业银行超额准备金 【答案】： D 10、基准利率作为其他利率水平或金融资产价格确定的基础，在我国，基准利率是（　　）。 A.同业拆借利率 B.公定利率 C.存贷款利率 D.市场利率 【答案】： C 11、资料：To manage teams organization require effective managers.Highly skilled and trained managers can make more informed decisions. The use of beat practice models enables managers to ensure their teams operate efficiently.This will improve quality for customers as staff will be better trained to deal with customers' needs.It will also improve team effectiveness and help organizations to perform better. A.s/he loves people to discuss problems B.s/he is likely to delay the decisions C.s/he seldom consults others D.s/he needs to make quick response 【答案】： A 12、____of the twins has passed the examination. A.Neither B.Every C.All D.Both 【答案】： A 13、资料：FOR TWO MARKETING EXECUTIVES A.table, oven and garment B.wardrobe, printer and dryer C.bedside lamp, sofa and closet D.refrigerator, washing machine and laundry detergent 【答案】： C 14、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？ A.增加线上沟通会减少青少年与朋友的距离感 B.移动世界的体验与实际生活中的体验是相同的 C.青少年沉浸于数字世界之后很少参加线下活动 D.青少年可以通过移动设备在线上交到更多的好朋友 【答案】： C 15、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels. A.By melting the frozen iceberg in winter B.By observing the snow's moving directions C.By isolating ice from water in sunlines D.By comparing the glaciers moving speeds 【答案】： D 16、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin. A.build motivation and a support system B.encourage breaks to do exercise C.build a kitchen so that the employers could make healthy meals D.All above 【答案】： D 17、I have to admit that， although I still find him rather arrogant， he has gone up ______ my estimation recently. A.to B.in C.for D.at 【答案】： B 18、 孙某丈夫外出做买卖5年未归，也没有任何音讯，孙某欲改嫁，下面说法正确的是（　　）。 A.孙某丈夫视为死亡.孙某可以直接改嫁 B.孙某丈夫不论是生还是死。孙某均可以改嫁 C.孙某丈夫经人民法院宣告失踪后.孙某可以改嫁 D.孙某丈夫经人民法院宣告死亡后。孙某可以改嫁 【答案】： D 19、两个或两个