20232023 年银行招聘之银行招聘综合知识强化训练试卷年银行招聘之银行招聘综合知识强化训练试卷B B 卷（附答案）卷（附答案）单选题（共单选题（共 9090 题）题）1、资料：Procrastination comes in many disguises.We might resolve to tackle a task,but find endless reasons to defer it.We might prioritize things we can readily tick off our to-do list-answering emails,say-while leaving the big,complex stuff untouched for another day.We can look and feel busy.while artfully avoiding the tanks that really matter.And when we look at those rolling,long untouched items at the bottom of our to-do list,we cant help but feel a little disappointed in ourselves.A.How to beat procrastination B.Our brain and procrastination C.Benefits and costs of procrastination D.The perils of procrastination【答案】A 2、剩余价值率反映的是（）。A.不变资本的价值增值程度 B.资本家对工人的剥削程度 C.固定资本的价值增值程度 D.预付资本的价值增值程度【答案】B 3、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around$40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t”word until recently taboo：tax.A.Saudi Arabia，UAE，Venezuela B.Qatar，Kuwait，Nigeria C.Bahrain，Oman，Qatar D.Iran，kuwait，Dubai【答案】C 4、有一批书要翻译，如果甲单独翻译需要 22 天，如果是乙单独翻译需要 11 天。现在甲先翻译一天，乙接着翻译一天，然后甲再翻译一天如此以后，翻译完这批书需要（）天。A.16 B.15 C.17 D.14【答案】B 5、门捷列夫于 1871 年的化学元素的周期性依赖关系发表了第二个化学元素周期表，明确指出：元素的性质和它们的化合物的性质与元素的原子量有周期性的依赖关系，元素的性质是元素原子量的（）。A.线性函数 B.非线性函数 C.周期函数 D.非周期函数【答案】C 6、企业溢价发行股票时，超过股票面值的部分计入（）。A.盈余公积 B.实收资本 C.资本公积 D.留存收益【答案】C 7、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors.Bank of India CDs are safe,FDIC insured&offer decent returns.There is no brokerage,no fees or hidden costs.However,the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD.Look at our Star CD plan below.A.CD is a safe instrument B.Bank of India is safe C.CD is insured D.All of the above【答案】D 8、下列说法中，不属于中央银行存款准备金政策优点的是（）。A.中央银行具有完全的自主权 B.对货币供应量的作用迅速 C.作用猛烈，缺乏弹性 D.对松紧信用较公平【答案】C 9、企业下列经济业务中，会影响其偿债能力的是（）。A.企业向投资者分配股票股利 B.企业提前支付某供应商货款 C.企业用资本公积转增资本 D.企业用盈余公积弥补亏损【答案】B 10、“Is there（）here?”A.anybody B.everybody C.somebody D.nobody【答案】B 11、You can only be sure of（）you have at present;you cannot be sure of something（）you might get in the future.A.That;what B.What;/C.Which;that D./;that【答案】B 12、下列关于我国“四大名窟”的说法，错误的是（）A.四大名窟都是以中国佛教文化为特色的 B.四大名窟都位于我国南北分界线以北 C.四大名窟均始建于魏晋南北时期 D.四大名窟分布于我国四个不同省份【答案】D 13、在保险市场上，“道德风险”是指（）。A.保险公司不能区分低风险顾客和高风险顾客 B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客 C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客 D.顾客在购买保险后会改变自己的行为，即他在购买保险后的行为比之前更像一个高风险的顾客【答案】D 14、“Is there（）here?”A.anybody B.everybody C.somebody D.nobody【答案】B 15、I had just posted the letter when I remembered that hadnt（）the cheque。A.imposed B.enclosed C.involved D.contained【答案】B 16、审计证据的相关性和可靠性即为审计证据的()。A.适当性 B.充分性 C.正确性 D.可信性【答案】A 17、_ that the pilot couldnt fly through it.A.The storm so severe was B.So severe was the storm C.So the storm was severe D.Such was the storm severe【答案】B 18、我国现阶段的货币政策采用（）公式来考量 M2 增速是否适宜。A.M2 增速=GDP 增速+CPI+1%B.M2 增速=GDP 增速+CPI+2%C.M2=GDP 增速+CPI D.M2=GDP 增速+CPI+1%至 2%【答案】C 19、资料：Gone are the days of“one-size-fits-all”employee benefits programs and here come newly designed and fully customized voluntary benefits.Voluntary benefits are on longer looked at as just a few“extras”,and are now becoming part of a comprehensive benefits package.Lots take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.A.Long term financing to help employees B.Employee purchase programs and discount cards C.Pay off college loans D.Budgeting software and company matched savings plans【答案】A 20、Some experts note that childrens performances are_ more influenced by parents than by teacher.A.quite B.many C.almost D.far【答案】D 21、When a company discontinues and disposes of an operation，the action is considered：（）.A.a cumulative effect of a change in an accounting principle B.a prior period adjustment C.an extraordinary item D.separately and shown net of taxes on the income statement【答案】C 22、_ the brains working is a tremendous challenge and,judging by the advance of current processor power and complexity,will take at least several decades more to reach even the most elementary levels.A.Increasing B.Imitating C.Observing D.Speculating【答案】B 23、Well give every employee_for development.A.room B.house C.employment D.place【答案】A 24、“乐以天下忧以天下，然而不王者，未之有也”与下列哪一观点是同一学派（）A.刑过不避大臣，赏善不遗匹夫 B.天之道，损有余而补不足，人之道，则不然，损不足以奉有余 C.域民不以封疆之界，固国不以山溪之险，威天下以后某不利 D.其用战也胜、久则钝兵挫锐、攻城则倔、久暴师则国用不足【答案】C 25、The（）behind the yellow tape is prohibited to anyone without a press pass.A.positing B.scenery C.exterior D.area【答案】D 26、资料：Job Description A.communicate B.response C.ransom D.manage【答案】A 27、If you have never planted anything,you will not be able to know the pleasure of watching the things you have planed（）.A.grow B.to grow C.growing D.to be growing【答案】A 28、资料：Elizabeth Blackwell was bor