押题练习试题押题练习试题 B B 卷含答案银行招聘之银行招聘综合卷含答案银行招聘之银行招聘综合知识通关考试题库带答案解析知识通关考试题库带答案解析 单选题(共单选题(共 5050 题)题)1、处置短期投资实际收到的收入大于账面价值的应计人()。A.投资收益 B.利息收入 C.营业外收入 D.其他业务收入【答案】A 2、1984 年之前我国的中央银行制度类型属于()。A.复合式 B.单一式 C.二元式 D.准中央银行【答案】A 3、资料:The data a bank has stored on its servers is more valuable than the gold in its vaults.Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors.In Europe,at least,that is all about to change with a new set of regulations,named PSD2.A.Customers are forced to share their bank data B.Banks are required to open up their entire operational system C.Regulators should be both tough and flexible D.Banks and third parties should be regulated with a light touch【答案】C 4、The world population is expected to rise to more than nine billion by 2050,one-third of all people_expected to live in cities。A.has been B.are C.have been D.have succeeded in【答案】B 5、银行会计采用的记账方法是()。A.复式记账法 B.单式记账法 C.反式记账法 D.权责发生制【答案】A 6、上海证券交易所上市交易的某只股票,2009 年末的每股税后利润为 0.2 元,市场利率为 2.5%。A.4 B.5 C.8 D.20【答案】C 7、“Tommy,run!Be quick!The house is on fire!”the mother shouted,with()clearly in her voice.A.anger B.rudeness C.Regret D.panic【答案】D 8、资料:Procrastination comes in many disguises.We might resolve to tackle a task,but find endless reasons to defer it.We might prioritize things we can readily tick off our to-do list-answering emails,say-while leaving the big,complex stuff untouched for another day.We can look and feel busy.while artfully avoiding the tanks that really matter.And when we look at those rolling,long untouched items at the bottom of our to-do list,we cant help but feel a little disappointed in ourselves.A.The natural function of our brain B.The other ways to make the benefits of action feel bigger and real C.The other ways to make the benefits of action feel smaller and unreal D.The perils of procrastination【答案】B 9、当利率下降,对消费者的影响是()。A.刺激消费,减少储蓄 B.刺激消费,刺激储蓄 C.抑制消费,抑制储蓄 D.抑制消费,刺激储蓄【答案】A 10、经济成本和经济利润具有以下特征()。A.前者比会计成本小,后者比会计利润大 B.两者都比相应的会计成本和会计利润大 C.前者比会计成本大,后者比会计利润小 D.两者都比相应的会计成本和会计利润小【答案】C 11、The only decent hotel in town had hung out a“Full House”sign,so their only choice()at a small inn.A.is to put up B.has been to put up C.will be put up D.was to put up【答案】D 12、2008 年全球金融危机爆发以来,世界主要国家央行开始采取特殊货币政策,美国在利率水平已经接近纪录最低时,推出了一系列非常规货币政策,包括为了支持银行贷款的长期流动性供给,为压低长期利率的资产购买计划等,除美国以外,美国、日本和欧洲银行也采取了非常规货币政策。IMF 于 2013 年 5 月16 日发布了非常规货币政策:最近经验与前景报告,报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标,诸如持续两年左右的购买国债计划帮助美国和英国的 GDP 增速提升了约 2 个百分点,然而,发达国家的这些政策对世界其他国家也造成了很大的影响,大量资本流入拉丁美洲和亚洲,导致新兴市场的汇率过度升值和波动。A.紧缩货币政策 B.消极货币政策 C.中性货币政策 D.宽松货币政策【答案】D 13、资料:之后,经济学家 Mr.W 谈了谈对中国的一些看法,请根据下列资料回答问题。A.positive B.sarcastic C.skeptical D.objective【答案】D 14、In Western Australia,there are around 450 aircraft maintenance engineers,most of_work in the Perth metropolitan area.A.them B.whom C.which D.they【答案】B 15、Training includes practical experience working on a range of aircraft on campus including a_Boeing aircraft owned by the school.A.broken B.functioning C.used D.skeleton【答案】B 16、资料:“Our cars are for people who want something different.”A.Customers distrust of products B.A financial loss C.Unhappy workers D.Loss on sales and market share【答案】A 17、Two years ago,Rupert Murdochs daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the onlysorting mechanismin society should be profit and the market.Butits us,human beings,we the people who create the society we want,not profit.A.generally distorted values B.unfair wealth distribution C.a marginalized lifestyle D.a rigid moral code【答案】A 18、在 Word 中,能直观地改变段落缩进方式、调整左右边界和改变表格的行列宽度,用户可以利用()。A.标尺 B.工具栏 C.格式栏 D.菜单栏【答案】A 19、资料:As a business owner,it is vital that you understand and use advanced technologies.Technology can help increase business efficiency and even expand operations.A.Discuss the advantage of technology B.Advertising business software C.Teach business owners how to stay competitive D.Teach business owners how to manage emails and calendars【答案】C 20、下列反映国民经济发展的指标中,属于数量指标的是()。A.国内生产总值 B.人均国内生产总值 C.国内生产总值增长速度 D.国家财政收人占国内生产总值的比重【答案】A 21、小王向银行借了一笔期限为 8 个月的贷款,到期后因无力偿还而申请展期,则展期期限累积不得超过()。A.8 个月 B.1 年 C.2 年 D.3 年【答案】A 22、资料:最后,大家谈论了中国在绿色经济方面做出的杰出贡献,请根据下列资料回答问题。A.More experience exchange and business development B.More passion towards this historical initiation C.More active attitude towards tacking climate change D.More green investment chances【答案】B 23、剩余价值().A.在生产领域中产生,可以离开流通领域 B.在流通领域中产生,但不能离开生产领域 C.在生产领域中产生,通过流通领域来实现 D.既在流通领域中产生,也在生产领域中产生【答案】C 24、在我国,一般把每年的()作为一个会计年度。A.3 月 1 日至 2 月 28 日 B.1 月 1 日至 12 月 31 日 C.4 月 1 日至 3 月 31 日 D.1 月 1 日至 1 月 31 日【答案】B 25、Passage 3 A.Relieve stress B.Nothing special C.Bring financial impacts D.Both A and C【答案】D 26、Must I wait till you come back?A.mustnt B.neednt C.cant D.wont【答案】B 27、下列说法不正确的是()。A.鲁迅是中国现代文学的奠基人 B.郭沫若的女神是现代文学史上第一篇白话文 C.田汉是中国现代戏剧的奠基人 D.巴金是现代家族小说的开拓者【答案】B 28、按借贷协议在一定时期可以变动的利率是()。A.固定利率 B.浮动利率 C.一般利率 D.优惠利率【答案】B 29、根据我国现行宪法和有