题库复习题库复习 20232023 年银行招聘之银行招聘综合知识能力年银行招聘之银行招聘综合知识能力测试试卷测试试卷 B B 卷卷(含答案含答案)单选题（共单选题（共 8080 题）题）1、资料：Are walkers smarter than drivers?A.Entire faces of urban areas are changing fast B.Metropolitan areas are more pedestrian-friendly and richer C.Educated people prefer to live in walkable places D.Walkable places attract educated people【答案】B 2、资料：With 55%of consumers customer service interactions starting online and 63%of adults using their smartphone several times a month to seek customer service，your mobile customer service tactics are more important than ever.A.It forbids customers to go B.It helps you gain new customers C.Because of customers are using their smartphone to seek customer service D.It prevent losing customers entirety【答案】B 3、年度决算时，若结转科目不是同一级科目的则生成上级科目的户数和余额的调整表，根据调整表调整()。A.分类账 B.明细账 C.所有账户 D.总账【答案】D 4、我国农村信用社改革采取成立（）三种模式。A.村镇银行、农村合作银行、以县市为单位统一法人 B.农村商业银行、贷款公司、农村合作基金会 C.农村合作银行、农村商业银行、小额贷款公司 D.农村合作银行、农村商业银行、以县市为单位统一法人【答案】D 5、关于同业拆借，以下叙述正确的是（）。A.拆借双方仅限于商业银行 B.拆入资金只能用于发放流动资金贷款 C.隔夜拆借一般不需要抵押 D.拆借利率由中央银行预先规定【答案】C 6、民法调整（）的人身关系和财产关系。A.平等主体的公民之间、法人之间、公民和法人之间 B.法人之间 C.公民和法人之间 D.公民之间、法人之间、公民和法人之间【答案】A 7、资料：Economic performance is improving in most of the worlds leading economies but is still short of a self-sustaining upswing,the Organization for Economic Cooperation and Development said on Wednesday.A.The prosperity of the leading economies B.The engine of the world economy C.China，the trail blazer of the world economy D.Global economy improving but lacks self-sustaining upswing【答案】D 8、资料：As a startup founder,my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives.Day after day,things inevitably come up that need to get handled ASAP.But Ive also learned that if you dont have a strategy for making time for those bigger ambitions and your truly lofty goals,theyll simply never get done.And that means you wont make the progress thats really going to move your business forward.A.How to manage your time well B.How to overcome different challenges in the office C.How to win competitions and get promotions D.How to prevent distractions and focus on big issues【答案】D 9、联合国总部设在（）。A.日内瓦 B.维也纳 C.瑞士 D.纽约【答案】D 10、政府的财政收入政策通过（）因素对国民收人产生影响。A.政府转移支付 B.政府购买 C.消费支出 D.出口【答案】C 11、2019 年 7 月 22 日，美国财富杂志公布 2019 年“世界 500 强”榜单。中国银行以 1277.14 亿美元营业收入排名第（）位，较上一年度上升两位。A.34 B.44 C.45 D.30【答案】B 12、CPU 处理数据的运作原理可以分为提取、解码、执行和（）四个阶段。A.译码 B.编码 C.写回 D.控制【答案】C 13、He was no longer a（an）（）who failed in big events,like the 2008 Beijing Olympics,where he finished an unimpressive 11th.A.anything B.nothing C.anybody D.nobody【答案】D 14、某集团下属甲、乙两家公司，甲公司准备吸收合并乙公司，乙公司的净资产账面价格是 3000 万元，甲公司发行 5000 万股(每股 1 元)进行对价支付。合并完成后，甲公司需要冲减资本公积（）。A.3000 万 B.1000 万 C.不需要冲减资本公积 D.2000 万【答案】D 15、Passage 3 A.keep students from being unrealistic B.lower risks in choosing careers C.ease freshmens financial burdens D.relieve freshmen of pressures【答案】D 16、银行会计科目可分为()。A.表内科目和表外科目 B.资产负债共同科目 C.负债科目 D.资产负债科目【答案】A 17、A scientist often reaches a dead end that leads to no alternatives in research and has to go back and determine if all the_made are true to how the world operates.A.equations B.principles C.assumptions D.theories【答案】C 18、商业银行的经营是指对其所开展的各项业务活动的（）。A.组织和控制 B.组织和营销 C.控制和监督 D.计划和组织【答案】B 19、下列不属于投资银行主要利润来源的是（）。A.佣金 B.资金运营收入 C.存贷利差 D.利息收入【答案】C 20、一个功能完善、运行顺利的金融系统通过风险的分散和分担与提供不同风险等级的资产，可以把总体的金融风险贴水减少到（）。A.零 B.正数 C.负数 D.无穷小【答案】A 21、It is important to know what colors look good（）your skin before you buy clothes.A.for B.upon C.against D.with【答案】C 22、某医院医生甲为患者乙做手术时将一块纱布遗留在乙腹腔，乙因此所受的损害应有（）。A.医院承担全部赔偿责任 B.甲承担全部赔偿责任 C.医院和甲承担连带赔偿责任 D.甲承担赔偿责任，医院承担补充责任【答案】A 23、There is a（）difference in meaning between the words surroundings and environment.A.sensible B.subtle C.feeble D.humble【答案】B 24、实收资本 10000 万元，资本公积 500 万元，盈余公积 150 万元，未分配利润 400 万元，则留存收益为（）万元。A.1050 B.650 C.550 D.11550【答案】C 25、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturers claims，the first step is to present the warranty，or any other records which might help.at the store of purchase.In most cases，this action will produce results.However，if it does not，there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager.In general，the“higher up”his or her complaint，the faster he or she can expect it to be settled.In such a case，it is usually settled in the consumers favor，assuming he or she has a just claim.A.Complain again politely B.Threaten to take further measures C.Complain in a rude way D.Report it to the management of the company【答案】B 26、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.A.the most outstanding works B.works spanning over 5,000 years C.its themes D.important discoveries【答案】B 27、Today,only 4 million people live and work on farms in the United States,but they produce more than enough foo