2023年湖北省银行招聘之银行招聘综合知识每日一练试卷A卷含答案一单选题(共60题)1、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?A.can help towards overcoming this problem about the ratio of debt to incomeB.may lead Germanys importance as Europes largest export market to declineC.may bring some relief to other members of the European Exchange Rate MechanismD.None of above【答案】 D2、目前我国上海和深圳证券交易所均实行（ ）的交割方式完成清算交易。A.T - 1B.T+0C.T+1D.T+2【答案】 C3、资料：The soybean prices ended higher this Monday as traders expect supplies to remain tight.A.Its not worth noticingB.It will rise 15 percentC.Its still uncertainD.It will be razor-thin【答案】 D4、“三网”融合中的“三网”不包括（ ）。A.电信网B.广播电视网C.互联网D.卫星通信网【答案】 D5、2.3，4.8，8.24，16.51，32.89，（）A.64.138B.64.136C.128.138D.128.136【答案】 A6、与零售业相比较，批发业具有自身的特点，以下表述不正确的是（）。A.批发业基本属于资本密集型行业B.服务项目相对较少C.平均每笔交易量少，交易次数频繁D.批发业的商圈比较大【答案】 C7、总需求函数可以表示为：Y=AD（P），以下关于总需求曲线向右下方倾斜的原因，说法不正确的是（）。A.当价格总水平上升时人们持有财富的实际价值升高，人们会变的非常富有，从而增加消费B.在既定收入的前提下，价格总水平提高使个人持有的财富可以购买的消费品数量下降，从而消费减少C.由于当价格水平上升的时候，出口会下降，进口增加，导致了净出口下滑D.随着价格总水平提高，利息率上升，而利息率上升会使得投资减少，即价格水平提高使投资支出减少【答案】 A8、 ( )要求企业应当以实际发生的交易或者事项为依据进行确认、计量和报告，如实反映符合确认和计量要求的各项会计要素及其他相关信息。A.可靠性B.可理解性C.实质重于形式D.重要性【答案】 A9、资料：Italys next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive 250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over 185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）A.uneasyB.awkwardC.furiousD.indifferent【答案】 A10、Passage 7A.concrete returns for gift-giversB.sizable gains in the form of giftsC.leaking secrets intentionallyD.breaking contracts officially【答案】 A11、Do you know where_now?A.he livesB.does he liveC.he livedD.did he live【答案】 A12、资料：Economic performance is improving in most of the worlds leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.A.The Russias 2017 economic growth forecast has been revised higherB.The leading economies have achieved sustainable long-term growthC.The OECD is not optimistic about Chinas economic growthD.Indias economic growth forecast have been upgraded【答案】 A13、有关再贴现率的表述错误的是（）。A.该利率的提高会减少商业银行资金成本，增加盈利B.包括贴现率和中央银行对商业银行贷款的利率C.不同于随供求变化而变化的市场利率D.该利率的提高会减少商业银行贴现和贷款的要求，从而减少流通中的货币【答案】 A14、在下列固定资产中，不属于企业资产，不计折旧的是（）。A.季节性停用的房屋B.经营方式租入的固定资产C.融资租入的设备D.经营方式租出的设备【答案】 B15、阅读理解A.try to rid himself of his world of illusionB.accept his words as being one of illusionC.apply the scientific methodD.learn to acknowledge both【答案】 B16、（）是不可以用于异地结算的结算工具。A.托收承付B.本票C.支票D.银行卡【答案】 B17、以下选项是金融的特征的是( )。A.金融是非信用交易B.金融只能发生在本机构之间C.金融必须以资本为对象D.金融原则上必须以货币为对象【答案】 D18、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one anothers hands for safety.A.readers how to be popular in the worldB.parents how to control and guide their childrenC.teenagers how to learn to decide things for themselvesD.people how to understand and respect each other【答案】 C19、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamers life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.A.the sleepers own mindB.the sleepers feelingC.the sleepers imaginationD.the sleepers wishes【答案】 A20、下列有关商业银行办理业务的规定正确的是（）。A.商业银行可以任意提高利率来吸收存款B.商业银行办理结算业务根据需要可以压单C.商业银行办理业务不能收取手续费D.商业银行不得在没有客户办理业务的时候自行缩短营业时间【答案】 D21、