2024年度陕西省银行招聘之银行招聘综合知识能力测试试卷A卷附答案一单选题(共60题)1、New employees should spent more of their time on_duties.A.exceptionalB.professionalC.intentionalD.additional【答案】 B2、不属于货币市场工具特点的是（）。A.期限较短B.风险较低C.普遍存在担保D.流动性高【答案】 C3、2020年4月6日电，世界卫生组织5日发布第七十六期新冠肺炎疫情报告。报告认为，目前中国已从疫情遏制阶段进入（），中国经验正在帮助其他国家的抗疫行动。A.拉锯阶段B.缓解阶段C.攻坚阶段D.决胜阶段【答案】 B4、（）是金融市场所具有的主要宏观功能。A.价格发现B.减少搜寻成本和信息成本C.提供流动性D.实现储蓄投资转化【答案】 D5、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.A.Around 1981B.Around 1986C.Around 1976D.Around 1992【答案】 C6、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.A.team of PC insiders invented weixin for TencentB.team of outsiders acquired by Tencent invented WeixinC.Tencent asked the QQ insiders team to create a productD.Tencent copied a pioneering Israeli messaging service【答案】 B7、抗日战争全面爆发的标志性事件是（）。A.1939年9月1 日德国突袭波兰B.1937年7月7日E1本制造卢沟桥事变C.1941年12月8日日本突袭珍珠港D.1941年6月22日德国突袭原苏联【答案】 B8、商场以每件80元的价格购进了某品牌衬衫500件，并以每件120元的价格销售了400件，要达到盈利45%的预期目标，剩下的衬衫最多可以降价？（）A.15元B.16元C.18元D.20元【答案】 D9、下列说法不正确的是（ ）。A.孔子是儒家创始人，核心是“仁”B.庄子是道家代表，代表作是道德经C.韩非是法家思想的集大成者D.朱熹是理学的重要代表，著有四书集注【答案】 B10、贾某赴新加坡出差，行前到交通银行兑换500新加坡元，这时银行使用的价格是（）。A.钞买价B.汇卖价C.汇买价D.钞卖价【答案】 B11、资料：Desktop Support for Private Equity Firm in MidtownA.To update, track and close incident ticketsB.To use an enterprise imaging solutionC.Physical setting up for computersD.Configuring systems and applications【答案】 A12、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lots take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.A.Because voluntary plans are “one size can fit all”B.Because voluntary plans are less expensive than the traditional oneC.Because voluntary plans cover everything from family vision care to pet insuranceD.Because gives employees a chance to select extras that the standard health care plan doesnt offer【答案】 D13、20世纪30年代，美国经济危机产生的直接原因是生产和销售之间的矛盾加剧。加剧这 一矛盾的因素有（ ）。A.B.C.D.【答案】 A14、边际报酬递减规律指以下哪一种现象?（）A.资源是稀缺的，但某些资源比其它资源更稀缺B.一国居民拥有的某种东西越多，他们获得更多这种东西的愿望就越低C.当两种资源中的一种投入不断增加，而另一种资源数量固定时，边际产量先越来越大后越来越小D.当两种资源中的一种投入不断增加，而另一种资源数量固定时，总产出最终减少【答案】 C15、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.A.BlackRock is philanthropic fund that cares about climate changeB.Investors can take the opportunities brought by climate changeC.The threat brought by climate change still needs scientific evidenceD.What investors think of the climate change is very important【答案】 B16、根据利率期限的结构性溢价理论，如果在接下来的3年中，预期的1年期债券利率分别为4%、5%、6%，3年期债券的流动性溢价为0.5%，那么3年期债券的利率是（）。A.4%B.4.5%C.5%D.5.5%【答案】 D17、Global warming is causing more than 300,000 deaths and about$125