2024年度吉林省银行招聘之银行招聘综合知识真题精选附答案一单选题(共60题)1、In a desperate move to increase their revenues to meet their sales goal,the company is planning to offer a special discount（）its customers.A.byB.toC.withD.upon【答案】 B2、资料：Being financially secure in retirement just doesnt happen magically. It takes lots of planning, time and savings.A.The professional who will do a physical “check-up” for youB.The professional who will visit you like a doctorC.The professional who will schedule a meeting with youD.The professional who will help you make your financial plans【答案】 D3、信用的基本特征是（）。A.平等的价值交换B.无条件的价值单方面让渡C.以偿还为条件的价值单方面转移D.无偿的赠与或援助【答案】 C4、下列不属于银行业监管原则的是( )。A.独立监管原则B.审慎监管原则C.协调监管原则D.保护投资者利益原则【答案】 D5、资料：From:Gloria RichterA.An efficient way for the staff to deal with the large number of emailsB.More investment in the well-being of the staffC.Reopening of the staff loungeD.clarification of whom the staff should report their works to【答案】 B6、在发挥金融中介作用的过程中，下列符合投资银行运作方式的有（ )。A.资金供需双方是金融工具的借贷而不是买卖B.资金供需双方是资金借贷而不是金融工具的买卖C.在媒介过程中只发生资金供需双方之间的一次金融合约关系D.在资金媒介过程中发生资金供需双方的两次金融合约关系【答案】 C7、 汇票全额解付的，以汇票卡片作借方传票，解讫通知和多余款收账通知作借方传票附件。其会计分录为( )。A.借：汇出汇款 贷：联行汇人款项(联行来账)B.借：汇入汇款 贷：联行存放款项(联行来账)C.借：汇出汇款 贷：联行存放款项(联行来账)D.借：联行存放款项(联行来账) 贷：汇出汇款【答案】 C8、 申请人办理银行汇票，应向银行填写( )一式三联。A.银行汇票办理书B.银行汇票申请书C.企业汇票申请书D.商业汇票办理书【答案】 B9、_ the well-bred people knows how to confess a fault, or acknowledge himself in an error.A.None butB.None other thanC.Nothing butD.No other than【答案】 A10、资料：From Coins to Credit Banking Throughout the Ages is a concise history of banks and the banking industry from ancient times to the present. James Gallagher, who has made a career of covering financial news for several newspapers, has done a careful job of investigating his subject. Although he presents the facts carefully, Mr. Gallagher has made what could have been a dry book into one that is interesting and enjoyable. By telling amusing anecdotes about historical figures, he makes them come alive. Even people who are not particularly attracted to the subject matter will find this book engrossing.A.dullB.vacantC.aridD.humors【答案】 A11、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.A.Chinese market needs more regulationsB.Western retailers cannot succeed in Chinese marketC.In China owing a car does not necessarily mean efficient travelD.To start a successful business, a better understanding of consumer preference is important【答案】 B12、 需要结计本年累计发生额的账户，结计“过次页”的合计数为（）。 A.自年初起至本日止累计数B.自年初起至本页末止累计数C.自月初至本页末止累计数D.自本页初至本年末止累计数【答案】 B13、在保险市场上，“道德风险”是指（）。A.保险公司不能区分低风险顾客和高风险顾客B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客D.顾客在购买保险后会改变自己的行为，即他在购买保险后的行为比之前更像一个高风险的顾客【答案】 D14、He was no longer a（an）（）who failed in big events,like the 2008 Beijing Olympics,where he finished an unimpressive 11th.A.anythingB.nothingC.anybodyD.nobody【答案】 D15、 农村信用合作社注册资本金一般不少于人民币（）。A.500万元B.300万元C.200万元D.100万元【答案】 D16、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.A.IllegalB.CondemnableC.RifeD.Common【答案】 C17、下列各项不是列夫?托尔斯泰的作品的是（）。A.战争与和平B.复活C.安娜?卡列尼娜D.包法利夫人【答案】 D18、Have you ever paid your kid for good grades？Have you driven to school to_a forgotten assignment？Have you done a college students laundry？A.drop offB.make upC.take overD.fill in【答案】 B19、Passage 8A.the widows were pressured to lose their own namesB.the widows may be forced to leave their homesC.the widows have misunderstood the reverse mortgageD.the widows do not know what their long-desired things are【答案】 B20、工厂有5条效率不同的生产线。某个生产项目如果任选3条生产线一起加工，最快需要6天整，最慢需要12天整；5条生产线一起加工，则需要5天整。问如果所有生产线的产能都扩大一倍，任选2条生产线一起加工最多需要多少天完成？（）A.11B.13C.15D.30【答案】 C21、金某与妻子叶某于2013年6月4日在明华小区租了一套房子居住，与房东书面约定租期为2013年6月5