2024年度内蒙古自治区银行招聘之银行招聘综合知识通关提分题库(考点梳理)一单选题(共60题)1、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.A.We need to reach everyones potential to realize self-driving carsB.There are still many problems to be solved in self-driving carsC.Lyft co-founder says most of its cars will be autonomous in 5 yearsD.The advantages and disadvantages of self-driving cars【答案】 C2、消费者的最优消费组合选择必须满足（）。A.边际替代率等于价格之比B.边际替代率高于价格之比C.边际替代率小于价格之比D.与边际替代率和价格之比无关【答案】 A3、资料：Human resource professionals act as mediators between an organizations management and its workers. This requires wearing many hats Its an HR administrators job to make sure that employees are working in a safe environment that disputes are settled， and that benefits are understood and administered properly. At the same time， HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and，therefore， require individuals who are good with people in addition to being organized， analytical， business-minded， and heroic multitaskers.A.Ensure a sound working environment for employeesB.Represent management in negotiation and policy implementationC.Help achieve business goals and profit boostD.Hire promising new employees for the sake of the company【答案】 C4、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.A.Stress is experienced by everyoneB.Stress is common and can be detectedC.Stress cannot be preventedD.Stress is everywhere and hard to deal with【答案】 B5、对应付账款进行的分析程序不包括（ ）。A.计算应付账款对存货的比率、应付账款对流动负债的比率，并与以前期间对比分析， 评价应付账款的整体合理性B.获取或编制应付账款明细表，复核加计正确，并与报表数、总账数和明细账合计数核对 是否相符C.分析长期挂账的应付账款，要求被审计单位做出解释，判断被审计单位是否缺乏偿债能力或利用应付账款隐瞒利润D.利用存货、主营业务收人和主营业务成本的增减变动幅度，判断应付账款增减变动的合理性【答案】 B6、企业下列经济业务中，会影响其偿债能力的是（）。A.企业向投资者分配股票股利B.企业提前支付某供应商货款C.企业用资本公积转增资本D.企业用盈余公积弥补亏损【答案】 B7、资料：The movement of consumers from public social media to private messaging has been so rapid that Business Insider reported that the combined usage of the top four messaging apps now exceeds the combined usage of the top four social media apps。Falling data prices，cheaper devices，and improved features are helping propel this growth。A.People are tired of social mediaB.Apps improved featuresC.People are demanding for real communicationD.Cheaper data and devices【答案】 A8、 If you want to take photographs, you will need to apply for a_.A.permissibleB.permissionC.permittingD.permit【答案】 D9、现行的中华人民共和国商业银行法的执行日期是（ ）。A.1995年7月1日B.1995年12月10日C.1998年7月1日D.2000年12月10日【答案】 A10、下列关于自然失业率的说法中，错误的是（）。A.经济波动会导致自然失业率的变动B.失业津贴延长会降低自然失业率C.就职率升高会降低自然失业率D.自然失业率与部门转移正相关【答案】 B11、MUN, which _ Model United Nations, is a conference that provides students all over the world with the opportunity to experience what its like to be in the United Nations.A.stand byB.stands forC.stand upD.stand out【答案】 B12、我国现阶段的货币政策采用（）公式来考量M2增速是否适宜。A.M2增速=GDP增速+CPI+1%B.M2增速=GDP增速+CPI+2%C.M2=GDP增速+CPID.M2=GDP增速+CPI+1%至2%【答案】 C13、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.A.Around 1981B.Around 1986C.Around 1976D.Around 1992【答案】 C14、资料：Bank CD is the instrument uniformly figuring in the investment options of most