农业保险与现代农业发展（Agricultural insurance and the development of modern agriculture）Agricultural insurance and the development of modern agricultureWww.eastmoney.com 2007-2-28 13:08:00 in Chinese wealth Insurance NewsAgricultural insurance plays an important role in the development of modern agriculture. Most of the developed countries and some developing countries in the world use agricultural insurance to support agriculture. China is a big agricultural country, the difficult point of building a harmonious society is in the countryside. Without the rise and development of modern agriculture, it is impossible to achieve this grand goal. The development of agricultural insurance is to promote the development of modern agriculture, an important task to promote the construction of new socialist countryside, is to ensure food security, increase farmers income, to solve the deep-seated problems of agriculture, agricultural insurance should not only play a role in the agricultural insurance system, will also become an important guarantee means of promoting and safeguard measures of new rural construction the results of the.Agricultural insurance is the stabilizer and booster for the development of modern agricultureAgricultural insurance is conducive to ensuring national food security and achieving social stability in rural areas. Agricultural insurance, agricultural technology, agricultural inputs are the three key elements of sustainable development of modern agriculture, give full play to agricultural insurance, economic compensation, financing and social management functions, can be in the development of modern agriculture with modern scientific technology to reform agricultural promotion and protection, promoting agriculture with modern industrial system, promote the modern agriculture business form. Leading agriculture with the development of modern philosophy. It is an important measure to develop the modern agriculture both at home and abroad by developing agricultural insurance and constructing the national food security barrier and continuously improving the comprehensive grain production capacity. Agricultural insurance is an effective means to manage agricultural risks. By establishing a perfect agricultural insurance system, play the function of risk management of insurance industry, the past farmers own risk change by the insurance company centralized management and risk diversification, change the governments agricultural disaster prevention and relief for the post disaster economic compensation, the government and farmers get higher security with less investment, better reflect the party and government support for the three rural policy. Carry out the grain crop insurance under the support of national policy, once a big disaster, the insured farmers can get insurance compensation, recover all or most of the cost recovery, production capacity, reduce the risk of returning to poverty tolls, and reduce the burden of state aid, to ensure national food security.Agricultural insurance is conducive to promoting the development of modern agricultural industrialization. The fundamental way out of modern agricultural development is agricultural industrialization and rural industrialization. From the perspective of international agricultural development and the practice in recent years, agricultural industrialization is an effective way to improve the comprehensive agricultural production capacity in china. With the continuous development of agricultural industrialization, agricultural products are more and more used as industrial raw materials. Agricultural insurance through the provision of insurance services to farmers, can effectively ensure the stable development of industrial production base, stable industrial chain source. On the one hand to carry out agricultural insurance, agricultural industrialization leading enterprises may be appropriate to order some farmers premium subsidies to farmers to participate in the organization order of insurance, reduce farmer burden, expand insurance coverage; on the other hand by providing premium subsidies for farmers in order to strengthen the company and farmers, close contact, ensure the order agricultural production stable, adequate supply of raw materials leading enterprises, leading enterprises to expand production, efforts to increase the amount of goods and exports, accelerate the pace of development of agricultural industrialization, increasing the strength of enterprises, the agricultural industry bigger and stronger.The development of agricultural insurance is conducive to the optimization and upgrading of agricultural industrial structure. In recent years, Chinas agricultural economy has been changing from quantity to quality and simple type, change from ordinary products to high-quality products, from the value orientation to benefit as the center of the transformation, the agricultural structure began to change from single t