About the research of problem of financing of medium and small businesses paper key word mode of financing of problem of financing of company medium and small businesses solves measurepaper summary financing of medium and small businesses is difficult it is a cosmopolitan problem. With respect to our country character, the main power that medium and small businesses expands as our country economy gets the attention of academic group and decision-making layer and support, below the concussion of global banking crisis, since 2008, production of our country medium and small businesses is managed appeared greater difficulty, financing of medium and small businesses difficult, loan it is difficult, difficult to assure the problem appears unusually outstanding, quite the dilemma that partial medium and small businesses faces capital catenary to rupture, a lot of medium and small businesses close down close stop, cause unemployment rate to rise, to the society stability brings great pressure. In the country of departmental door support energetically below, why is the bank still borrowed to cherish of medium and small businesses? Does problem of financing of medium and small businesses still hang buy? Solve the problem with difficult financing of medium and small businesses, need what to change make on the mechanism? Does medium and small businesses solve the problem outlet with difficult financing where to? From 20 centuries our country medium and small businesses got rapid development after 90 time. End at present the whole nation already had many 4200 medium and small businesses, 99% what occupy our country to be in enterprise, it is a such giant groups the question with be faced with financing difficult since the day that be born however. Especially since the international banking crisis from 2008, the capital chain that our country medium and small businesses faces ruptures pressure is more severe, how increase pair of medium and small businesses give aid to and serve, with people in the same condition help each other of medium and small businesses, spend time limit in all, walk out of predicament jointly, it is various government, academic group, bank group, business circles pay close attention to generally and the problem that is badly in need of solving. One. Medium and small businesses is mixed in the position in national economy action< one > medium and small businesses is mixed in the position in economy of each country of medium and small businesses action1. Of medium and small businesses differentiate standardA lot of countries on the world established standard of his medium and small businesses, what each country develops state and development standard because of economy is different and standard also each are not identical, but also have a few common laws namely of medium and small businesses limitting is the service of policy of medium and small businesses that is a government: Ask medium and small businesses is the economic substance of an independent management business accounting on one hand; Be in an enterprise on the other hand overall in, medium and small businesses always holds a relatively stable share. 2. The position of medium and small businesses and actionMedium and small businesses is in activity of economy of each country various places, having all in all place, to economy development is producing main effect, making sure national economy lasts to health develops and safeguard a society to stabilize a respect to producing bigger and bigger effect. Medium and small businesses is the principal part with market active economy, because production lot of medium and small businesses is small, acute to market reaction, can satisfy increasingly diversity, market demand of individuation, it is active market indispensable great main power, medium and small businesses is the main impetus that economy grows, should look from the amount, medium and small businesses has absolutely advantage. In addition, medium and small businesses is the main carrier that increases obtain employment, it is the medium and small businesses of fresh troops; that promotes technical innovation investment is little, capital has an orgnaization to become low, it is the important channel that new obtain employment mixes unemployed personnel to increase labour force obtain employment newly, at the same time medium and small businesses relies on spirit of its agile moving mechanism, adventure and the acumen to the market to hold, created a lot of commerce myth. < 2 > our country medium and small businesses is mixed in the position in economy of our country countryman actionOur country medium and small businesses is in ensure our country economy grows, alleviate obtain employment pressure, optimize the respect such as economic structure to having irreplaceable effect. Will tell from governmental level, quantity bedding face is wide, occupy countrywide company number to even