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央行贷款基准利率表调整一览表调整时间六个月(含)一年(含)一至三年(含)二至五年(含)五年以上1996.5.19.72%-13.14%14.94%15.12%1996.8.239.18%10.08%10.98%11.70%12.42%1997.10.237.65%8.64%9.36%9.90%10.53%1998.3.257.02%7.92%9.00%9.72%10.35%1998.7.16.57%6.93%7.11%7.65%8.01%1998.12.76.12%6.39%6.66%7.20%7.56%1999.6.105.58%5.85%5.94%6.03%6.21%2002.2.215.04%5.31%5.49%5.58%5.76%2004.10.295.22%5.58%5.76%5.82%6.12%2006.4.285.40%5.85%6.03%6.12%6.39%2006.8.195.58%6.12%6.30%6.48%6.84%2007.3.185.67%6.39%6.57%6.75%7.11%2007.5.195.85%6.57%6.75%6.93%7.20%2007.7.216.03%6.84%7.02%7.20%7.38%2007.8.226.21%7.02%7.20%7.38%7.56%2007.9.156.48%7.29%7.47%7.65%7.83%2007.12.216.57%7.47%7.56%7.74%7.83%2008.9.166.21%7.20%7.29%7.56%7.74%2008.10.086.12%6.93%7.02%7.29%7.47%2008.10.306.03%6.66%6.75%7.02%7.20%2008.11.275.04%5.58%5.67%5.94%6.12%2008.12.234.86%5.31%5.40%5.76%5.94%2010.10.205.10%5.56%5.60%5.96%6.14%2010.12.265.35%5.81%5.85%6.22%6.40%2011.02.095.60%6.06%6.10%6.45%6.60%2011.04.065.85%6.31%6.40%6.65%6.80%2011.07.076.10%6.56%6.65%6.90%7.05%2012.06.085.85%6.31%6.40%6.65%6.80%2012.07.065.60%6.00%6.15%6.40%6.55%2014.11.225.60%5.60%6.00%6.00%6.15%2015.03.015.35%5.35%5.75%5.75%5.90%2015.05.115.10%5.10%5.50%5.50%5.65%2015.06.284.85%4.85%5.25%5.25%5.40%2015.08.264.60%4.60%5.00%5.00%5.15%2015.10.24-至今4.35%4.35%4.75%4.75%4.90%
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