【精品文档】如有侵权，请联系网站删除，仅供学习与交流FECT综合测试3(有答案).精品文档.TEST-3Part One ListeningSection One (10%)1. A. The company is worth of financing. B. This company is highly rated in credit status. C. This company is rated lower in credit standing. D. This company runs a greater risk to make loans. 2. A. Visa Card, Access, American Express and Diners Card are all credits. B. Credit cards are the same thing as charge cards. C. Another name for credit card is charge card. D. American Express is not credit card in the real sense. 3. A. Two separate spot transactions B. One spot and the other forward transaction C. a one month swap D. the call option4. A. USD 3657897.05 B. USD 3576987.06 C. USD 3567897.05 D. USD 3657879.065. A. Surplus increase B. deficit increase C. no effect D. all of the above6. A. They want to close their accounts in the bank. B. The bank might close their current accounts. C. The customers overdrawn accounts must be closed. D. The bank closed their overdrawn accounts. 7. A. Their operations must be brisk. B. They have a large profit for the years operations. C. There has been a large deficit in the year. D. They anticipate a great excess of debts over income for the years operations. 8. A. CHAPS B. SWIFT C. CHIPS D. CHATS9. A. The check is out of date. B. The check is post-dated. C. The check is in too large amount. D. The check is a crossed one.10. A. If a remitting bank cannot take proper care in collection, the exporter will do it himself. B. If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnity on it. C. If a remitting bank cannot take proper care in collection, it will lose a customer. D. If a remitting bank cannot fulfill its obligation in collection, It will cause loss to the exporter.Section Two (10%)11. A. 9 a.m. B. 12 noon C. 3 p.m. D. 6 p.m.12 A. January 1, 1999 B. July 1, 1999 C. January 1,2002 D. July 1,200213. A. to change pounds to yuan B. to send money to London C. to get a permit D. to know the rate of exchange 14. A. people who has steady income B. People who has a good work record. C. People who has much money D. Both a and b 15. A. of the house value. B. of the mortgage value. C. of the banks appraised value. D. of the depreciated value.16. A. A librarian B. A professor C. An accountant D. A reporter17. A. 8875689 B. 8758679 C. 8756879 D. 857678918.A.student and teacher B. employee and boss C. customer and broker D. two bank clerks19. A. About the amount of RMB deposited with the bank. B. About the rate of interest for RMB deposited with the bank. C. About the terms of deposit with the bank. D. About the conditions of deposit with the bank.20. A. He got a credit card of his friend and come to ask how to use it. B. He got a card and did not know whose card it is. C. He has lost his credit card and come to ask what to do. D. He has found a credit card and come to ask what to do Section Three (10%)Questions 21-23 are based on passage 1 21. A. JCB card B. Diners Club C. Visa card D. Federal-Master22. A. $590 million B. $16 billion C. $590 billion D. $16 million23. A. from fees collected from its customers who pay for their charges in monthly installments. B. from fees collected from the stores that accept credit card C. by charging its customer yearly fees D. by charging its customer for overdue paymentQuestions 24-26 are based on passage 2 24. A. Bank card business. B. Bank card fraud. C. Technologies used in bank. D. International card fraud.25. A. 680 million dollars B. 860 million dollars C. 680 billion dollars D. 860 billion dollars26. A. Its the same over the 10-year period. B. Its getting worse over the 10-year period. C. Its getting better over the 10-year period. D. There is no way to solve the problem.Questions 27-30 are based on Passage 3 27. A. a contractual agreement between the banker and the client. B. The creditor-debtor relationship. C. The principal-agent relationship. D. all of above28. A. Those who borrow funds from the bank. B. Those who deposit money with the bank. C. Those who have business dealing with the bank. D. Those who are the customers of the bank.29. A. It acts as an agent to do whatever the customer requires. B. It acts as an agent to provide all kinds of services. C. It acts as an agent to offer many kinds of banking and financial services. D. It acts as an agent to sell the customers products.30. A. Payroll management.