Prciple of RikagemennInsurane, 1 (Rejda)Cte 0 Anaysis of Inurane Contracs1) Th tionof a poe andbiit insranceotactthacontn infmaton bout oery o atvit o be isrd is cald th） eclrans.B) insurin agreement.C) eclusios.） condtisAswe: AQuetion Status: revio Ediion2) Wht infotion is conain in the insrig agementfn irnepo？） a dcptioof he proprt o lifeo be insuredB）a summryfheajorpomises the inrer) aummary ofeoiatiosof isuredD） ito th popert， losss，adpeils thatarenot coveedAne: BQuion Sttus： Preous Edton3）Whihofth follwng tatemnts bou all-risks cerae is (are) ru?I.Al losss are covred ecptose loss secallyexcludedIThe brden o pof is on heinsurd o pove a as is covered.A) I olyB) I yC) both I an IID) eite I nor IInse: AQustnSaus: Pevu dito4) hexcsioof od ina hmeowners plicy s n examp ofanA） exudeacity.） exludedodtiC) ecluded proper.D) excludd eril.nswr: DQuestinStatus: Previus Edition5）clusions are used i suance olicies fralof th flwing reansEXCEPTA)o reduce mol haar.B) to waivepoliy oditionsC） toeliminae oerage for ninurble pelD） t elimnat coerage not ned by typical insueds.Aswer: BQuetion Staus: Previos Edin) Rons wh erl may be cnsidred uninure terefrexcded rom insace ontactincludwhc t flowing？I.The los fr te ocureneo th peril abe ue o preditbl ecine n alueI.Th los fr toccrrne o thepeilmay be nclcuab ancatatophc.A) I onlyB) IIonly) both ad I) eihe or Aswer： CQesn Sats: Prvious Eitin7）The policy proision reunghe lngof ooff loss wth h nsurrs a exapl fa(n)A) dlaratioB) coitioC） insuring agmntD) miscellaneous roision.As: BQuestio Stus: reviosEition8) hich o the folwingtatmtsbouh defintin o te insuredis (ar）true？I.I sme cases，apson who snot secificaly amed becassified as aninsurd.I.Under ocircmsaces cn mr thanone eron benamd as an insurd.A) olB） I nl) bo a IID) ether nr IIAnr: Austion tatu: Prevus Edition9) ll ofth llowig staemntabu endorsemntsandridrsar tre EXCEPTA) Tey are usal writen)They cn e usedto add or dlte pic proviions.) Tey omally ta prcede oer othronflitng plic poisions.D) ey repriarlysedtoccmen leislatnequiing spciic policy povisions.nswe: Dusin Status：eou Eiion0） Deductiblsareused in all of the follwig tpes of isurne XPTA)life insunceB) helh inuranc.C)proerty isanc.D) uomobile isurnce.nswer: AQuetioStatus: PevouEdtio11) Allf efllowing ae prpose ofdeductibls EPA） to elimintesmallca.B） reducepreium.C) to rduce attudil hazar.) to exclude unurable erisAswr: Questo Stus: Revise12) he deductible use for autoobe coliion les an xampe of a(n)A)corridordecible.B) eliitioerod.C)stright deducible)aggrege deductilense： CQusti Sttus： Previus Edition1) Wich e follwing statment abot aalenr-eardedutible is (are) tru？I.I rurs the insure o paya speifiedmont ofech claim regardless wete cli occurs ding the ya and rarles ofy pevious clams duing theyear.I. is ud l inplicies wich cver irect property lose.A) I olB) II onlyC）boh I a IID)neiterI orIAswr: DQusion ttus: Pevious Editon) A provisin n a disaiity incom insurne pyth equirs apersn t b disabed or6 aysbeor recvingbeefits is n exmple f a（n)A) corridor etble.B） gae pod.C) lntonperiodD）pobaionary perodAnswer: Qein Stats: Rsed1) At wha poin n tmemust an nurd metth coinura rquirmentina propertyinsrance policy i order to avoid havin t pa a ornof te loss?) only at e im f loss) ony at thtime hen te polic is isued C） onl a te tie o olcyappliatonD） bohat the timehen the policyi sued and t the eo lsAnser: AQestion Satu: eised16) Daviowns a commrcal uii ith replaeentto $4 ion.Thebuidinnsured onarlcemen ost asis or $ illion undr a fireinsane policy hat as a80entoin