(Translation)Business Department of Industrial and Commercial Bank of China Zhejiang BranchPersonal Consumption Loan Contract (Type B)Contract Serial No.: 2004G.J.Zi, No.876Borrower (Party A): W Lender (Party B): Business Department of Industrial and Commercial Bank of China Zhejiang Branch In the principle of mutual benefit and responsibility, the following contract is reached by Party A and Party B with friendly negotiation according to the related laws and regulations.Article 1: Maximum Loan Remainder: RMB 432,000 yuan. During the valid time of the contract, Party B will be entitled to reduce the maximum loan remainder in this contract on condition that Party A gets the other loans from Business Department of Industrial and Commercial Bank of China Zhejiang Branch or the sub-branch agency.Article 2: The loan in this contract is used for studying abroad.Article 3: The term of the loan is from April 2, 2004 to December 31, 2008. All of the loan should be paid before December 31, 2008.- -Irrelative parts are omitted-Party A (seal):(Party A has read and understood all the articles of this contract, especially the articles marked the line)Party A: W (signature)Date: April 2, 2004Address of Party B: No.90 Qingchun RoadParty B: Business Department of Industrial and Commercial Bank of China Zhejiang Branch (seal)Principal of Party B: L (seal)Date: April 2, 2004