2022年职称英语考试综合类(C级)试题及答案(4)Saving MoneyWhere you save your money often depends on what you are saving forIf you are saving to buy a dictionary or to go to a concert，then probably keep your money somewhere in your roomIf you are saving for a big purchase like a mountain bike or a school trip, where would yousave your money? One place to save money is the bankPutting your money in a savings account will help your money earn more moneyIf you put your money in a piggy bank(猪形储蓄罐)，one year later youll still have the same amount of money you put inIf you put your money in a savings account，one year later，youll have more money than you put inWhy? When you keep your money in a bank，your money earns interestInterest is the amount ofmoney a bank pays you to use your money. The bank uses your money(and the money of other people，too)to loan money to people and businesses The bank will send you a statement several times a yearA bank statement tells you how much money there is in your account，It also tells you how much interest you have earnedIf you leave your money in the bank，you can watch it grow! Another way you can save money is to buy a certificate of deposit or CD. If you have some money that you dont need to use for a long time，this is a good way to make your money grow You can buy a CD at a bankYou agree not to use the money for a certain period of time That period might be from six months to five years You cant touch your money during that time.If you do，you must pay a penalty，or fee.Since the bank is using your money for that time period，it will pay you interestYou willearn more interest with a CD than in a savings accountCan you guess why? Its because you promise to leave your money in the bank for a certain period of time. Banks pay different rates of interest. So, you may want to compare rates in newspaper ads before buying a CD36 Which way will help your money earn more money?A Putting your money in your room.B Putting your money in a piggy bank.C Putting your money in your pocketD Putting your money in a savings account37 Interest is the amount of money whichA a bank lends to peopleB a bank loans to businessesC a bank pays youD a bank uses.38 A bank statement tells youA the amount of money you have in the bankB the current rates of interestC the current rates of exchangeD the best way to save your money39 If you draw your money before it is dueA you have to pay interest to the bankB you have to close your accountC you have to open a new accountD you have to pay a penalty or fee40 The word “touch” in paragraph 7 could be best replaced byA “deposit”.B “borrow”C “use”D “cash”