FOREIGH LANGUAGE TEACHING AND RESEARCH PRESS AIR FORCE ENGINEERING UNIVERTISY2Spend or save The students dilemmaUnit 5 Section AUnit 5 Section AAmanwhobothspendsandsavesmoneyisthe happiest man, because he has bothenjoyments. Samuel Johnson (English writer)Youmustlearntosavefirstandspendafterward. John Poole (English playwright)25UNITThemoneygameSectionA 25ThemoneygameUNITSpendorsaveThestudentsdilemmaObjectivesObjectivesTotalkaboutmoneyTofurtherunderstandthetextToapplythephrasesandpatternsTomastertheessaywritingskillContentsASection Warming-upActivitiesTextStudyLanguageApplicationSummarySpend or saveSpend or save The students dilemma The students dilemmaASectionWarming-upActivitiesLead-inLead-inPre-reading ActivitiesPre-reading ActivitiesCultural BackgroundCultural BackgroundSpend or save Spend or save The students dilemma The students dilemma1.Howtomanagemoneyasacollegestudent?Createastrictbudgetandcommittostickingwithit;Prioritizeonesfinancesbyidentifyingtheareasinwhichoneneedtospendmoney;Remembertosave;Avoidcreditcards; 2.Whatdocollegestudentsspendtheirmoneyon?Tuitionandfees;Textbooksorotherschoolsupplies;Foodanddrink;Transportationintheformofbusortraintickets;Electronics,suchaslaptopsandsmartphones;Entertainment;Read the following survey questions regarding spending habits of college students. Then check () all the responses that are true for you.1.Whatsthemainsourceofyourdailyexpenses?FromparentsFromstudentloanorsubsidyFromscholarshipFrompart-timejobOther(specify)_2.Howmuchareyourmonthlyexpenses?500yuanorless501-800yuan801-1,000yuan1,001-1,500yuanOver1,500yuan3.Doyouspendmoneybasedonyourbudget?AlwaysSometimesNever4.Whatcostsmostofyourmoneyasacollegestudent?Food,clothingandothernecessitiesBooksEntertainmentsOther(specify)_5.Ifyouhaveextramoney,doyouprefertosaveitorspenditimmediately?SaveitSpenditIn the money markets, businessesgovernments and sometimes individualsborrow or lend funds for short period oftime.Usually1to120days.USTreasury-bills are the _ money marketinstrument.Theyarefollowedbynegotiablecertificatedepositand_paper.Listen to a short passage concerning moneymarketsandfillinthemissinginformation.To be continuedTo be continueddominantcommercialListen to a short passage concerning moneymarketsandfillinthemissinginformation.Othermoneymarketinstrumentstheyare not large in-volume of standing areimportant in _ market andrepresent invest mental ternaries formoney market _. It is aclosedsubstituteabilityofmarketinstruments, it _ all the moneymarkets.To be continuedTo be continuedrespectiveparticipantslinksdistinctivedealersandbrokersListen to a short passage concerning moneymarketsandfillinthemissinginformation.Themoneymarketconsistofcollectionof markets each trading at _financial instrument. There is no formalorganizationsuchasTheNewYorkStockExchange for the equity markets. Centralactivity to the money market are the_whospecializingoneormoremoneymarketinstruments.To be continuedTo be continuedDealersbuysecuritiesfortheown_andsellfromthesecurityinventers when the trades _.Brokersdonotactuallybuyorsellsecurities,and they only accentuate the _transactionsatthebestpossibleprice.Theirprofits comes from commissions charged forthatservices.positiontakeplaceclientListen to a short passage concerning moneymarketsandfillinthemissinginformation.QuestionsPreviewing1.Whatdoesfinancialliteracyreferto?2.IntheUnitedStates,whatdoesStudentFinancialAidreferto?TipsTipsTipsTipsTipsTipsTipsTips1.Whatdoesfinancialliteracyreferto?Theabilitytounderstandfinancialmatters;Thesetofskillsandknowledge;Allowsanindividualtomakeinformedandeffectivedecisionsthroughunderstandingoffinances.2.IntheUnitedStates,whatdoesStudentFinancialAidreferto?Thefundingintendedtohelpstudentspayeducation expenses including tuition andfees,roomandboard,booksandsupplies, etc. for education at a college,university,orprivateschool.Main Idea & StructureMain Idea & StructureLanguage FocusLanguage FocusCritical ThinkingCritical ThinkingTextStudyASectionSpend or save Spend or save The students dilemma The students dilemmaTipsTipsTipsTipsBecausewhenthegovernmentencouragespeople to_ togetoutoftherecession,theyalsoadvicepeopleto_. Similarly, whenbanksofferhigher _ to increase savingstheysend_toletpeoplespendmore.savemoreinterestratesAccordingtothewriter,whydothemessageswegetfrom our environment seem to defy common senseandcontradicteachother?(Para.1)spendmoneycreditcardoffersAnotherfamiliarexample.(Para.2)Dont pay on timeAs soon as we payCredit Card Bill we get demanding, nastyemailssaying:“Yourfailuretopayisunacceptable.Payimmediately or youll be introuble!”we get an email in acharming tone telling ushowvaluableacustomerweareandencouragingustoresumespending.We are confused and _ bytwo contradictory messages that we getfromourenvironment.Thegovernmenttellsusto_. And credit cardcompanyalsosentuscontradictorymessage:_?PartI(Paras.1-_)2spendandatthesametimetheytellsustosavemoreArewefailingconsumersorvaluedcustomersmanipulatedTwosetsofmessages(Paras.3-5)“Upright” message, which urges us, “Work hardandsave._.Avoidluxuries. _ for more than youtrulyneed.”Thismessagecomestousfrom_, from_, even from politicalfiguresreferringto“_”.“Permissive”message,“Buy, spend,getitnow. You needthis!”,is_.Advertisements_ourdailylives.Theessentialmessage is cemented into our consciousness, “Its good to_. You should have what you want. Youdeservethebest.So,youshould_!”SuspendyourdesiresControlyourappetiteschoolparentstraditionalvaluesinescapableinvadesatisfyyourdesiresbuyitnowTwosetsofmessages(Paras.3-5)“Upright” message, which urges us, “Work hardandsave._.Avoidluxuries. _ for more than youtrulyneed.”Thismessagecomestousfrom_, from_, even from politicalfiguresreferringto“_”.“Permissive”message,“Buy, spend,getitnow. You needthis!”,is_.Advertisements_ourdailylives.Theessentialmessage is cemented into our consciousness, “Its good to_.Youshouldhavewhatyouwant.Youdeservethebest.So,youshould_!”SuspendyourdesiresControlyourappetiteschoolparentstraditionalvaluesinescapableinvadesatisfyyourdesiresbuyitnowWHY?Hard work, family loyalty, and the capacity to postpone desires are core American values that have made our country great.on TV, in movies, on printed media and road signs, in stores, and on busses, trains and subways.The only time you can escape advertising is when youre in your bed asleep! By the age of 18, the average American will have seen 600,000 ads; by the age of 40, the total is almost one million.What happens as we take in these contradictory but explicitmessages?Whatarethepsychologicalandsocialconsequencesofthiscampaigntocontrolourspendinghabits?(Para.6)We want more things because we want to satisfy our material appetite. Most of us derive pleasure from treating ourselves.Watch out, take stock of your life, dont let your attention get scattered. Postpone your desires. Dont fall into debt. Wait! Retain control over your own life. It will make you stronger.Everydaywegettwosetsofmessagesatoddswith each other. The “_” messageurgesustoworkhardandsave,suspendourdesires,andavoidluxuries.The_urgeustospend.the essential message from ads is anyhow_already.Aspsychologicalandsocialconsequences,peopleget _ with the two contradictorymessages.PartII(Paras.3-_)6permissiveadvertisementscementedintoourconsciousnessuprightconfusedWhyshouldstudentsconsiderfinancialwell-beingasakeyingredientofuniversityeducation?(Para.7)TipsTipsTipsTipsBecausemoneyworriescanmakestudentsfeelterribleandhindertheirabilitytofocuson their main goal: to successfullycompletetheireducation.Whatcanstudentsdotobefinanciallyhealthyandhavenomoneyworries?(Para.8)TipsTipsTipsTipsTheycangoto:financialliteracyclasses;schoolsfinancialaidoffice;seekinputfromparentsorotheradults;findapartner;askforhelpAneducatedconsumerandsaverBalancespendingandsavingCaptainofyourownshipSuccessfulandproductivedirectionWhatconclusioncanyoudrawfromthetext?(Para.9)LearntoSteerinBecomePartIIIParas.7-9Students should learn how to become asmartand_consumerandhowtosuccessfully_,whichwill help them gain a successful andproductionlife.educatedmanagetheirfinancesWereconfusedandmanipulatedbytwocontradictorymessages-spendorsave?(Para.1)The government tells us tospendmoretohelpendtherecession.Bankssendcreditcards to encourage morespending.They also tell us to savemore for our financial well-being. Banks offer higherinterest rates to encouragesavingmore.Exampleofcontradictorymessages:afailingconsumeroravaluedcustomer?(Para.2)If we dont pay our creditcard bill, we get nastyemails saying: “Your failuretopayisunacceptable.Payimmediatelyoryouwillbeintrouble!”Assoonaswepay,wegetan email in a charmingtone,addressingusasvaluablecustomersandencouraging us to resumespending.The“upright”messageurgesustoworkhardandsave,suspendourdesires,avoid luxuries, and controlour appetite for more thanwetrulyneed.Thismessagecomestousfrommanysourcessuchasschool, parents, and evenpoliticians.(Para.3)Theoppositepermissivemessages to spend areeverywhere around us: onTV, road signs, etc. Theessentialmessageiscementedintoourconsciousness from ads:Its good to satisfy ourdesires; we deserve whatwe want and the best wewant.(Paras.4-5)Thepsychologicalandsocialconsequencesofthecontradictorymessage(Para.6)On one hand, we alwayswantmorethingsbecausewe want to satisfy ourmaterial appetite. Most ofus derive pleasure fromtreatingourselves.Ontheotherhand,alittlevoicewarnsus:watchout,postponeyourdesires,dont fall into debt, andretain control over yourownlife.Itisimportanttolearnhowtobalancespendingandsavingtomakeyourlifebetter.(Para.9)Successfullymanageyourfinancessothatyoucanfocusonyourprimarygoal.(Para.7)Advice: attend financial literacy classes, consult withsomeonetohelpsetupabudget,findapartnertostayontrack and get pleasure from administrating your ownfinancial affairs. Most importantly, seek help before yourfinancialproblembecomesworse.(Para.8)SpendorsavethestudentsdilemmaIthinkthatthemessageswegetfromourenvironment seem to defy _andcontradicteachother. Thegovernmenttellsustospendandalsoto_more.Banksofferhigherinterestratessowecanincreasesavingsandalsosendus_offerssowecanspendmore. Ifwedontpayourcreditcardbillontime,thecommonsensesavecreditcardTo be continuedTo be continuedcreditcardcompanywillwarnus.Assoonas we pay, the company will tell us how_acustomerweareandencourageusto_.Weget two sets of messages at _eachother.Oneisthe“permissive”perspective-advertisingspermissivemessage is _; The other is“_”message.What happens as we take in thesecontradictorybutexplicitmessages?To be continuedTo be continuedvaluableresumependingoddswithuprightinescapableOn one hand, we want more thingsbecausewewanttosatisfyour_. On the otherhand, we hope to _ ourdesires.Anyway, many of the skills you needasasuccessfulstudentcanbeappliedto your _.Money worries areextremely_and_.So, how can you be a smart andeducatedconsumer?materialappetitepostponefinancesstressfuldistractingTo be continuedTo be continuedConsider_classesorschools financial aid office or seek input insettingupa_.Youcanalsofindinga_tohelpyoustayontrackandfind_intheadministration.Mostimportantly,dontletyourego_andurgentlygethelp.As you learn to balance spending andsaving, you will have a successful and_life.financialliteracybudgetpartnerpleasuregetinyourwayproductivePracticalPhrasesPracticalPhrasesSpecificSpecificMeaningsMeanings1.referto 提到；谈到2.noshortageof 不缺少；不缺乏3.derivesth.fromsth. 得到，获得 （优势或 愉快的感受）4.takein 领会；理解；记住5.takestock(ofsth.) （对形势）作出估计 （判断）6.ontrack 在（可能通向成功的） 轨迹上提到；谈到提到；谈到(mention / refer to )Althoughshedidntmentionanynames,everyoneknewwhoshewasreferring to.referto短语逆译短语应用尽管她没有提任何人的名字，但大家都知道她指的是谁。意群提示不缺少；不缺乏不缺少；不缺乏(go ahead with / project/ no shortage of )Youmaygo ahead with theproject;thereisno shortage of funds.noshortageof短语逆译短语应用你们可以继续进行这个项目，资金并不缺乏。意群提示得到，获得得到，获得 （优（优势或愉快的感受）势或愉快的感受）(derive from/satisfaction/introduction)Manystudentsderivedenormoussatisfactionfromtheintroductiontoartcourse.derivesth.fromsth.短语逆译短语应用许多学生从这门艺术入门课程中得到了巨大的满足。意群提示领会；理解；记住领会；理解；记住Itwasaninterestingexhibition,buttherewastoo much totake in allatonce.takein短语逆译短语应用这是一个有趣的展览，但要一下子记住所有的东西太多了。意群提示(exhibition / too much /take in )（对形形势）作出估）作出估计（判断）（判断）(take stock of / position)Wehadtotake stock of ourpositionbeforewecoulddecidewhattodonext. takestock(ofsth.)短语逆译短语应用我们在决定下一步做什么以前，必须对我们的处境作出判断。意群提示在（可能通向成功的）在（可能通向成功的）轨迹上迹上(run/ according to/ on track )Everythingisrunningaccording to ourplan,sowerestillon track for10%growth.短语逆译短语应用一切都在按照我们的计划进行，所以我们仍有可能达到10%的增长率。意群提示ontrackFunctionalFunctionalPatternsPatternsFunctions&UsagesFunctions&Usages1.Heresanotherfamiliarexample:用于列举“人们熟知的事例”。2.Itsbeencalculatedthat用于引出“有说服力的数据”。 3.Assb.learntodosth.,sb.willdosth.用于表达“某人学会某事就会有所收获”。这里还有一个大家熟悉的例子：如果我们不按时支付信用卡账单，我们会收到从信用卡公司发来类似这样的令人讨厌的催缴账单的电子邮件原句译文原句译文逆译练习逆译练习Heresanotherfamiliarexample:Ifwedontpayourcreditcardbillontime,wegetdemanding,nastyemailsfromthecreditcardcompanysayingsomethinglike句型提句型提炼Heresanotherfamiliarexample:句型提炼句型提炼应用提示应用提示用于列举“人们熟知的事例”。句型句型应用用(gourmet/ be sold on / Peking Duck)典型例句这里还有一个大家熟悉例子: “ 西方美食家已对北京烤鸭极有兴趣. ” 意群提示Here is another familiar example:“WesterngourmetsaresoldonPekingDuck.”据计算，普通的美国人到18岁时，会看过60万个广告。 原句译文原句译文逆译练习逆译练习Itsbeencalculatedthatbytheageof18,theaverageAmericanwillhaveseen600,000ads.句型提句型提炼Itsbeencalculatedthat句型提炼句型提炼应用提示应用提示用于引出“有说服力的数据”。 句型句型应用用(calculate/ population / double )典型例句据计算，世界人口在本世纪末将要增加一倍。意群提示Its been calculated that theworldspopulation will double by the end of thecentury.学会了如何平衡支出和储蓄，你就会成为你自己的船长，驾驶着你的生活之帆，乘风破浪，驶向成功和富饶。原句译文原句译文逆译练习逆译练习As you learn to balance spending andsaving, you will become the captain ofyour own ship, steering your life in asuccessfulandproductivedirectionthroughthechoppywaters.句型提句型提炼Assb.learntodosth.,sb.willdosth.句型提炼句型提炼应用提示应用提示用于表达“某人学会某事就会有所收获”。句型句型应用用(dive / appreciate/ magnetism/ to your heart content)典型例句学会了潜水就会见到海下的美丽景色，尽情领略大海的魅力。意群提示Asyoulearntodive,youwillseethebeautifulviewunderthesea,appreciatingthemagnetismoftheseatoyourheartcontent.艰苦创业，忠于家庭，能推迟欲望是美国价值观的核心，它使我们的国家变得强大。a.Hardwork,familyloyalty,andthecapacitytopostponedesiresarecoreAmericanvalues that have made ourcountrygreat.(Para.3,L6)我爱自己。我是自己的好朋友。我只做让我感觉舒服的事。我从精美的东西里得到乐趣，并感觉它们给我滋养。我 过去做事常延迟购买, 但再也不会了。b.Iloveme.Imagoodfriendto myself. I do what makesmefeelgood.Iderivepleasurefromnicethingsandfeel nourished by them. Iused to put things off. Notanymore.(Para.5,L8)“当心，要掂量掂量自己的生活，不要让注意力分散。推迟欲望。不要陷入债务。要等待！保留对自己生活的控制权。这样你会更坚强。”c.Watchout,takestockofyourlife,dontletyourattentiongetscattered.Postponeyourdesires.Dontfallintodebt.Wait!Retaincontroloveryourown life. It will make you stronger.(Para.6,L5)学会了如何平衡支出和储蓄，你就会成为你自己的船长，驾驶着你的生活之帆，乘风破浪，驶向成功和富饶。d. Most importantly, if you findyourselfgettingintofinancialtrouble, dont let your ego get inyour way; urgently get help withtackling your problem before itspinsoutofcontrolandlandsyouinlegaltroubles.(Para.8,L6)1Whataresomeoftheeffectivetechniquesusedtopromotethesellingofvariousproducts?2Doyouprefertospendorsave?Why?3How do you know whether youreoverspendingornot?TipsTipsTipsTipsTipsTipsTipsTipsTipsTipsTipsTipsOfferdiscountprices；Sendgiveaways；AssociatewithnewtechnologieslikeInternetmarketing；Comparewithothermerchandises.1.Whataresomeoftheeffectivetechniquesusedtopromotethesellingofvariousproducts? 2.Doyouprefertospendorsave?Why?IwillspendbecauselifeissoshortandIdontwanttobethriftyorspendmoneycarefully,whichwilldrivemecrazy.IonlyknowIshouldenjoymylifewhileImstillyoungandhealthy.Iwillsavebecausewiththeworseningeconomicsituation everywhere, I dont know what couldhappentomeinthefuture.Toberesponsibleformyself,Ihavetosavesomemoneyforthefuture.WhenIdonthavemuchpocketmoneywithme.WhenIwanttobuysomethinginexpensivebutIcantaffordit.WhenIdont have moneytohang outwithmyfriendsandclassmates.WhenIseemanythingsIdontneedsurroundingme.3.Howdoyouknowwhetheryoureoverspendingornot?Howdoyouunderstandthefollowingquotes“金金钱钱往往往往成成为为真真正正情情义义的的障障碍碍物物。”and“Moneyisagoodsoldier,itcangivepeoplethecourageinstantly”? According to Zou Taofen(邹 韬 奋 ), Money oftenbecomesthehindranceforchasingtruefriendship.Thepersonwithwealthymayalwaysfeeljoyless,fortheythinkothersassociatewithheorsheisforthemoneyonly.ButShakespearethoughtmoneyisveryimportant.Itmakespeoplefullofenergy. Weknowmoneymeansfood,clothing,books,etc.Familiesandpeopleneedittobuythingstheymusthave.Inthiswaysocietyexists,andtheworldprospers.Q:Whatarethesixstepsforsavingmoneymentionedinthepassage?Listentoashortpassageanddiscussthefollowingquestion.TipsTipsTipsTipsWhat are the six steps for saving moneymentionedinthepassage?Youneedtosetambitiousgoalstoencourageyoutosavemoney；Formmanymoney-savinghabitswhilestayawayfromthosethatwastemoney；Economizeyourdailyexpense；Keepaneyeondiscountsinformation；Economizeyoursociallife.；Whilereducingtheexpenditures,youneedtobroadenyourwayearningmoney.ASectionLanguageApplicationWriting DevicesWriting DevicesOral ReproductionOral ReproductionParagraph TranslationParagraph TranslationSpend or Save Spend or Save The Students Dilemma The Students DilemmaLearnacomparison/contrastessayTo start with, if you have two items tocompare or contrast, the first step is tofigureouthowtheyaresimilarandhowtheyare different. if you are comparing orcontrastingtwoprofessors,youmightdosoon these points: homework assignment,type of exam, class organization, gradingsystemandstyleofteaching.The chart below illustrates how you can list your points:to be continuedto be continuedPoints to compare / contrastProfessor AProfessor Bhomeworkassignmentassignmentdueforeveryclasshardlyanytypeofexamessaymultiplechoicesandessayclassorganizationwellorganizedfreeandeasygradingsystem50%quiz,50%essayexam100%essayexamstyleofteachinglectureclassdiscussion,Q&Asectionto be continuedto be continuedLearnacomparison/contrastessayThe next step is to study your list anddecidewhethertowriteaboutsimilaritiesordifferences, or both. It is usually best toconcentrateononeortheother.Ifyouseethat there are more similarities on the list,youmightneedtoomitdifferences,orviceversa. The way to organize your points inyour essay is either point-by-point orsubject-by-subject.Please take a look at the chart below to see how you can organize the detailswith this pattern :to be continuedto be continuedto be continuedto be continuedSubject-by-subject Professor AA Homework assignmentB Class organizationC Style of teaching Professor BA Homework assignmentB Class organizationC Style of teachingLets look at Paragraphs 3 & 4 of Text A to see how comparison and contrast method is used to develop ideas:Theparadoxisthateverydaywegettwosetsofmessagesatoddswitheachother. The other we could call an “upright”message, which urges us, “Work hard and save. Suspend your desires. Avoid luxuries. Control your appetite for more than you truly need.” This message comes to us from many sources: from school, from parents, even from political figures referring to “traditional values”. Hard work, family loyalty, and the capacity to postponedesires are core American values that have made our country great. (Para. 3) But the opposite message, advertisings permissive message, is inescapable. Though sometimes disguised, the messages are everywhere we look: on TV, in movies, on printed media and road signs, in stores, and on busses, trains and subways. Advertisements invade our daily lives. We are constantly surrounded by the message to spend, spend, spend. Someone recently said, “The only time you can escape advertising is when youre in your bed asleep!” (Para. 4)Read the sample comparison / contrast essay and see how it develops with the subject-by-subject pattern.Topic:Thrift people vs. lavish peopleIntroduction:Thesis statement: Its always interestingto compare two groups of people wholive in entirely different lifestyles.to be continuedto be continuedBody:Subject A: People who live thriftily Go shopping when things are on sale; Try every means to conserve electricity; Seldom eat at restaurants.Subject B: People who live lavishly Go shopping any time they want; Never conserve electricity; Often eat at fancy restaurants.to be continuedto be continuedConclusion:People always have their own lifestyles;some are thriftier than others.to be continuedto be continuedSampleSample: : Whileitisgoodtoenjoyspendingmoney,some people may prefer saving money forthe future. They are grouped as thriftypeople, while people who dont care aboutsaving money can be called non-thriftypeople. Its always interesting to comparethese two groups of people who live inentirelydifferentlifestyles.to be continuedto be continuedSampleSample: : Thrifty people tend to use their money very carefully. They often say, “A penny saved is a penny earned.” So, they dont go shopping unless there is a large sale on the things they need. By doing this, they can usually save about 30 percent of money they otherwise have to spend. Similarly, they often conserve electricity. For example, they dont often use air conditioning in summer; instead, they use electric fans. Finally, they dont often eat out atrestaurants. They calculate that by cooking at home they can probably save a large sum of money each month.to be continuedto be continuedSampleSample: : In contrast, non-thrifty people often spend money carelessly and lavishly. They never wait for a sale if they want to shop. They go shopping anywhere and anytime they want. Also, they never think about saving electricity to reduce their bill. They like to have their air conditioning on 24 hours a day in summer. Moreover, they often eat out and prefer going to fancy restaurants. They never care whether they can save money by eating at home or only by ordering specials offered at restaurants.to be continuedto be continuedSampleSample: : Inconclusion,peoplealwayshavetheirownlifestyles,andsomearethriftierthanothers. The most important thing is thatpeople should choose a lifestyle that ismeaningful to them and can make themfeelhappy.WritingpracticeDirections: Write an essay of no less than 150 words on one of the following topics. One topic has an outline you can follow.Topic: Bryan and PeterIntroduction: Thesis statement: Even though Bryan and Peter are close friends, their spending habit is very different.Body:Subject A: Bryan Only spends money when its necessary; Saves money whenever he can.Subject B: Peter Often spends money on expensive items; Never saves any money for the future.Conclusion: Bryan and Peter are very different in the way they spend money.Moretopics:TwodifferentteachingstylesMytwobestfriendsYou are expected togive a speech on the topic -My Understanding of Money.M Make a speech on the following topic. PartI.Openingpartofthespeech1.Definitionofmoney;2.Functionofmoney;3.Attributeofmoney.To be continuedTo be continuedYou can follow the outline given below.You can follow the outline given below.PartII.Yourattitudetowardsmoney1.Moneyisimportant;2.Moneyinnoteverything./Moneycantbuyeverything.PartIII.Howtotreatmoneyproperly.1.Wrongwaysoftreatingmoney;2.Howtotreatmoneyrightly.To be continuedTo be continuedYou may adopt the following expressions.Money,whateverformittakes,isessentialforbuyinggoodsandservices.Moneycanbuycertaincomfortsandoffersomesecurity,butitisnottheanswerforeverything.Wewillbedisappointedifwecount/relyonwealthorphysicalcomfortsaloneforhappiness.Richesarenotanendoflife,butaninstrumentoflife.Translateaparagraphbasedonasummaryofthetextbyusingtheexpressionsfromthetext.政府告诉我们要消费的更多走出衰走出衰退退。然而我们又被告知节省更多节省更多的钱来解决衰退问题。银行提供较高的利率利率鼓励我们存钱，同时又提供信用卡信用卡让我们花的更多。无论如何，一个成功的学生成功的学生所需需要的很多技get out of the recessiona successful studentsave moreinterest ratescredit cardTo be continuedTo be continued能可以应用应用到你的财务中去。你可以在金融问题变得失控失控之前向金融扫盲班金融扫盲班或学校的财务援助财务援助办公室寻求帮助寻求帮助。当你学会了平衡平衡收支，你就会拥有成功且富饶成功且富饶的生活。applybalanceget out of controlfinancial literacy classesseek helpSamplesSamplesfinancial aidsuccessful and productiveThegovernmenttellsustospendmoretogetoutoftherecession.however,wearealsotoldtosavemore to help solve the recession. banks offerhigherinterestratestoencourageustosaveandalsosenduscreditcardofferssowecanspendmore.Anyway,manyoftheskillsyouneedasasuccessfulstudentcanbeappliedtoyourfinances.Youcouldseekhelpfromfinancialliteracyclassesorschoolsfinancialaidofficebeforeyourfinancialproblems get out of control. As you learn tobalance spending and saving, you will have asuccessfulandproductivelife.Thematic studyThematic studyASectionSummaryRevision of Revision of the Useful Expressionsthe Useful ExpressionsRevision of Revision of the Functional Patternsthe Functional PatternsSpend or Save Spend or Save The Students Dilemma The Students Dilemma1. 提供较高的利率2. 支付信用卡账单3. 彼此相左的信息4. 传统价值观5. 美国价值观的核心6. 广告浸入日常生活7. 据计算8. 尽最大努力9. 凝聚在我们的意识里10. 满足你的愿望offerhigherinterestratespaycreditcardbillmessagesatoddswitheachothertraditionalvaluescoreAmericanvaluesadvertisementsinvadedailylivesitsbeencalculatedthatdoonesutmostcementintoourconsciousnesssatisfyyourdesires 11. 延迟 12. 全新的滑雪装备 13. 矛盾但很明确的信息 14. 满足我们的物质欲望 15. 掂量自己的生活 16. 教育中一个关键因素 17.专注首要目标 18. 金融扫盲班 19. 建立一个预算方案 20. 平衡支出和储蓄putoffnewskiequipmentcontradictorybutexplicitmessagesfinancialliteracyclasssatisfyourmaterialappetitetakestockofyourlifeakeyingredientofeducationfocusonprimeobjectivesetupabudgetbalancespendingandsaving Functions & Usages Functions & Usages Sentence Sentence Patterns Patterns用于列举用于列举“人们熟知的人们熟知的事例事例”。 用于引出用于引出“有说服力的有说服力的 数据数据”。 用于表达用于表达“某人学会某某人学会某 事就会有所收获事就会有所收获”。Heresanotherfamiliarexample:ItsbeencalculatedthatAssb.learntodosth.,sb.willdosth.ASectionThe endSpend or Save Spend or Save The Students Dilemma The Students Dilemma101 以上有不当之处，请大家给与批评指正，以上有不当之处，请大家给与批评指正，谢谢大家！谢谢大家！