会计学1USHealthCareServices第一页，共18页。Public & Private InsurancePrivate insurance is any health insurance policy purchased by an employer or by an individual from a private insurance company.Public insurance is an insurance plan orpolicy that is subsidized by federal or state funds (Medicaid, Medicare). 第1页/共17页第二页，共18页。What is Medicare? Medicare is a Federal health insurance program that pays for hospital and medical care for elderly and certain disabled Americans. The program consists of two main parts for hospital The program consists of two main parts for hospital and medical insurance (Part A and Part B) and two and medical insurance (Part A and Part B) and two additional parts that provide flexibility and prescription additional parts that provide flexibility and prescription drugs (Part C and Part D). drugs (Part C and Part D). 第2页/共17页第三页，共18页。What is Medicaid? Medicaid is a means-tested health and medical services program for certain individuals and families with low incomes and few resources. 第3页/共17页第四页，共18页。one must always exhaust private insurance payment options before applying for Medicare or Medicaid payment, and Medicaid will require someone dually eligible for Medicare and Medicaid to make application to Medicare first. 第4页/共17页第五页，共18页。Medicare and MedicaidSimilarities:Both are federally supported programs enacted in 1965 to provide health care coverage to vulnerable populationsServices provided under each program are instructed by the federal government, i.e. feds decide what gets covered under each program and state or local governments have no input第5页/共17页第六页，共18页。Differences in MCare & MCaidPopulation coveredMedicare provides services to elderly (over 65) and disabledMedicaid covers only about 40% of the poor nationwideFunding mechanismMedicare is funded totally by federal governmentMedicaid cost is shared between federal government and individual states第6页/共17页第七页，共18页。systemmarket-orientedhigh expenselimited coverage area第7页/共17页第八页，共18页。U.S. has top-quality medical facilities, gaining access to them remains a formidable problem for a large portion of the population.High cost of insurance premiums, a considerable number of Americans dont have health insurance. 第8页/共17页第九页，共18页。Medical science today saves many lives. But this can also mean major debt. Government programs provide health insurance to the poor and elderly.Others depend on private insurance. Companies guarantee to pay part or all of the costs of care. But the more the policy covers, the higher the price.第9页/共17页第十页，共18页。 Another issue forAnother issue for a lot of people is the a lot of people is the cost of Prescription cost of Prescription medicine medicine, , drugs only a doctor drugs only a doctor can order. can order. 第10页/共17页第十一页，共18页。United States spend more on health care and yet provides less help to its own people. 第11页/共17页第十二页，共18页。how to solove itObama is thinking第12页/共17页第十三页，共18页。第13页/共17页第十四页，共18页。Obamas Plan to End Private Health InsuranceObama Care would create a new medical service. Through it, participants would be able to purchase private Coverage or buy into a new federal insurance program. 第14页/共17页第十五页，共18页。How will American health care go? 第15页/共17页第十六页，共18页。第16页/共17页第十七页，共18页。内容(nirng)总结会计学。What is Medicaid。Medicare and Medicaid。cost of Prescription。federal insurance program.。Thank you第十八页，共18页。